Here are few money management tips for women to stay independent and self-reliable.

1. Don’t take the risk to rely on any individual, like you boyfriend or souse, when it comes to finances. Start learning about how to manage money, do it yourself investment guides, self savings, etc.

2. One of the most important money management tips for women is having a financial goal. This goal helps them to take control of their earning, expenses, investment, etc., and actively manage them.

3. Don’t rely on money either. Many females depend on money to make them feel good. If you take away their money management tips for womenmoney, they become miserable. You don’t to be one amongst them. Use money for your benefit, but don’t let it affect your inner feelings.

4. Here is a secret to be a millionaire women – Earn more, spend less. This is, however, quite a difficult thing to do without having an effective budget. Search all over the web and find ways to derive an effective budget that will keep a track of your expenses, your spending habits, your income sources, and your goal achievement path.

5. Finish your education. Don’t move out of college without having a degree. Having no professional qualification makes you an introvert individual, less understanding of finances, less respectable, and less rich.

6. Start building an emergency fund. When you meet with a financial emergency like a divorce, death in family, or job loss, all you will have is your savings, and an emergency fund, if you have built any. This fund gives you the courage to fight any emergency.

It is a brave man who does this and I agree with some (if not all) of your choices. Just don’t tell either my wife or kids.

My Tivo was $150 with a $150 rebate. I paid $9 tax and $13/month, which is good enough for me.

I pay $82/month for cable, Internet and Phone service. I have no gaming consoles and do not rent DVDs (no time to watch them!)

Too many people are spending their retirement on cell phone plans and cable bundles and other “Entertainment”. Now _that’s_ scary.

No problem. Netflix is a DVD mail service. They have several different pricing plans, the most popular is $9.99 a month to receive one DVD at a time and you can exchange it for an unlimited amount. Basically you go online and select what movie you want to rent. They will send you the movie of your choice through the mail for free. You then can hold onto the movie for however long you want. They supply the package and stamp for you to send the DVD back whenever you are finished. Then they automatically send you the next movie you have already set up in your online account. If you get 2 DVD’s a month, it pays for itself. I absolutely recommend it (for saving money). They have a huge selection of movies both in DVD format and in Blu-ray. The only negative for me at least is that it takes away from the experience of actually going to the store and picking a movie at random. That probably isn’t an issue for most people. here’s the link, go check it out. https://www.netflix.com/Register

Craig
http://www.budgetpulse.com

Caved on:
1. cell phone (hows a young guy to network with people?)
2. ipod (got to kill time)
3. laptop (read pf blogs)

Resisted on:
1. iphone (oh man what can I say, been soooo close but something always stops me. I keep on telling myself that I will drop it and break it so I do not buy one.)
2. television in general (I rarely watch tv so I do not have any advanced subscription or crazy lcd tv hanging from the ceiling)