Comments on: FTC Cracks Down on Free Credit Report Scams with Catchy Parody Spoofs

By: John Moore

John Moore — Wed, 29 Jun 2011 17:35:35 +0000

I’ve just spent an hour trying to get my free annual report – can’t get through because I get error report that I haven’t correctly entered the letters/numbers. I’ve tried the alternat, which is a group of numbers. It looks like there’s a space between each letter. I’ve tried both ways and still get message that I haven’t correctly entered the numbers. Has anyone else had this happen to them? I’ve never had trouble entering letters/numbers on any other site. It’s like they don’t want to send the annual free report the law says I’m entitled to.

By: G.E. Miller

G.E. Miller — Tue, 30 Mar 2010 23:42:19 +0000

@ Brian – the closest thing I’ve seen is % makeup. I’d be really interested to see that as well.

By: bbatson83

bbatson83 — Tue, 30 Mar 2010 18:29:27 +0000

Has anyone stumbled upon the actual magical formula that the Big 3 use to compute your credit score? There has to be an actuarial model somewhere…

By: Paul

Paul — Tue, 30 Mar 2010 03:56:31 +0000

So many credit report companies were using fraudulent methods to incite people to sign up.

By: Budgeting in the Fun Stuff

Budgeting in the Fun Stuff — Mon, 29 Mar 2010 17:07:08 +0000

We ladder our credit reports from annualcreditreport.com. I’ve never fallen for the catchy jingles even though I do get the songs stuck in my head…

By: G.E. Miller

G.E. Miller — Sun, 28 Mar 2010 21:12:20 +0000

@ Smarter – Yes, it’s probably one of those things where you get enough people complaining about the business practices, the government takes action. They had to build a case before jumping in and regulating.

By: Smarter Spend

Smarter Spend — Sun, 28 Mar 2010 20:17:56 +0000

I was surprised they weren’t doing this sooner.

So many credit report companies were using fraudulent methods to incite people to sign up.