Amongst Gen X and Gen Y, there now seems to be an overwhelming belief that Roths are the better alternative when compared to Traditional retirement accounts.
When I talk to the fine folks I work with …

I originally published this post a few years back, but have completely updated it for the 2012 and 2013 calendar years.
Why mention both years? Even if you are past your calendar year, it’s still  not …

Last week I noted the increase of the 2013 maximum 401K contribution.
At the same time, the IRS also announced that the 2013 IRA maximum contribution and income limits were increasing as well, and it’s a …

We just highlighted why you should consolidate your 401K’s into an IRA. Today, we’ll discuss how to actually roll over a 401K into an IRA. It can seem a bit intimidating, but it’s actually quite …

Consolidating your 401K’s into a rollover IRA has become an absolute necessity. Why? Most of us are collecting them like memorabilia.
There is no loyalty in the workplace any longer – from both employees and employers.
The …

Last week, I reported the IRS announcement of the 2012 maximum 401K contribution limit increase. Right after, a few readers emailed me asking about the Roth IRA maximum contributions and income limits and whether or …