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Articles in Retirement Planning

If you have a Pension, Get to Know the PBGC
Mon, 11/18/13 | No Comment
If you have a Pension, Get to Know the PBGC

If you’ve only ever had access to a defined contribution retirement plan like a 401K or 403B, you have little stake in the Pension Benefit Guaranty Corporation (PBGC).
Defined contribution plans are, by nature, fully funded …

How Much Should I Save?
Mon, 10/14/13 | 25 Comments
How Much Should I Save?

I get asked “how much money should I save?” quite often.
It’s one of those questions that people want a black and white answer to.
And it’s hard not to blame them. Personal finance is hard. We …

Defined Benefit Vs. Defined Contribution Retirement Plans
Tue, 09/17/13 | 4 Comments
Defined Benefit Vs. Defined Contribution Retirement Plans

I haven’t done a 101 article or a retirement article in quite a while – so lets kill two birds with one stone.
Most of us have seen the phrases “defined contribution plan” or “defined benefit …

Should I Save for a Home or Retirement?
Mon, 09/9/13 | 7 Comments
Should I Save for a Home or Retirement?

Should you save for retirement or a home down payment? And what about when a 401K match is involved?
20SF reader, Steph, writes in:
“I’m 26 and up until now have saved about 6% of my income …

The Value of Work & Status to the American Identity
Thu, 09/5/13 | 21 Comments
The Value of Work & Status to the American Identity

A big part of why I’ve adopted the lifestyle I have… OK, the biggest part – is that financial independence is an incredibly attractive prospect to me.
I believe that human beings are more likely to …

Roth vs. Traditional Retirement Accounts: Why Roths are Not Always the Clear Winner
Wed, 05/29/13 | 53 Comments
Roth vs. Traditional Retirement Accounts: Why Roths are Not Always the Clear Winner

Amongst Gen X and Gen Y, there now seems to be an overwhelming belief that Roths are the better alternative when compared to Traditional retirement accounts.
When I talk to the fine folks I work with …


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