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Why you should Consolidate your 401K’s into a Rollover IRA
Mon, 07/16/12 | 8 Comments
Why you should Consolidate your 401K’s into a Rollover IRA

Consolidating your 401K’s into a rollover IRA has become an absolute necessity. Why? Most of us are collecting them like memorabilia.
There is no loyalty in the workplace any longer – from both employees and employers.
The …

The Crossover Point & Financial Independence
Wed, 03/14/12 | 6 Comments
The Crossover Point & Financial Independence

If you’ve read Your Money or Your Life, you know what the “Crossover Point” is.
And once that seed has been planted, it’s hard to forget about it.
If you don’t know what it is, I’ll give …

What is the Definition of Financial Independence?
Mon, 02/20/12 | 12 Comments
What is the Definition of Financial Independence?

Financial independence, or the interchangeable “financial freedom”, is a powerful concept.
We all recognize it as a good thing. Something to strive for. Something to admire in others who have achieved it.
The 20somethingfinance tagline and mission …

Your Money or Your Life Review
Mon, 02/6/12 | 4 Comments
Your Money or Your Life Review

I recently read the personal finance classic book, Your Money or Your Life, and wanted to write up a little review with some thoughts.
This book, first published in 1992, is still very popular to this …

2012 Traditional & Roth IRA Maximum Contribution Limits
Mon, 10/24/11 | 3 Comments
2012 Traditional & Roth IRA Maximum Contribution Limits

Update: the 2013, 2014, 2015 and 2016 maximum IRA contribution and income limits have since been announced.
Last week, I reported the IRS announcement of the 2012 maximum 401K contribution limit increase. Right after, a few readers …

2012 IRS Maximum 401K Contribution Increase Announced
Fri, 10/21/11 | 56 Comments
2012 IRS Maximum 401K Contribution Increase Announced

Update: The 2015 maximum 401K contribution has since been announced. The 2013, 2014, and 2016 401K maximum contribution amounts have also now been released since this post was written. What follows is for 2012.
The IRS 2012 …


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