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Articles in IRA’s

Spousal IRA Basics
Wed, 05/11/16 | No Comment
Spousal IRA Basics

I’m willing to bet that most readers of this article have heard of a “spousal IRA”, but very few know exactly what it is or how it works. In reality, however, spousal IRA’s are actually …

Why You Can’t Rely on the New Fiduciary Standard Rule Alone to Protect You
Mon, 04/11/16 | One Comment
Why You Can’t Rely on the New Fiduciary Standard Rule Alone to Protect You

There was big financial industry news last week as the U.S. Department of Labor has clarified a new fiduciary standard rule meant to protect retirement investors from conflict of interest by those giving them financial …

The myRA Retirement Plan Launch: Everything you Need to Know
Sun, 11/8/15 | 7 Comments
The myRA Retirement Plan Launch: Everything you Need to Know

It’s been over a year and a half since President Obama mentioned a new retirement plan, called myRA (short for “My Retirement Account”) in his State of the Union address. And after some early tests, …

Saver’s Tax Credit Qualifications for 2015 and 2016
Wed, 10/28/15 | 20 Comments
Saver’s Tax Credit Qualifications for 2015 and 2016

Free money is great, so this post has been updated for the 2015 and 2016 tax years.
What is the Saver’s Credit?
The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser known, highly advantageous …

2016 Maximum Traditional & Roth IRA Contribution Limits
Wed, 10/21/15 | 8 Comments
2016 Maximum Traditional & Roth IRA Contribution Limits

2016 Traditional & Roth IRA Maximum Contribution Limits
Unfortunately, 2016 will not bring an increase in the maximum individual retirement account contribution amount. The 2016 maximum IRA contribution limit is still capped at $5,500, the same …

Why Roth Retirement Accounts are Very Overrated & Over-hyped
Mon, 03/2/15 | 69 Comments
Why Roth Retirement Accounts are Very Overrated & Over-hyped

Me: Forgive me father, for I have sinned.
Father Finance: You are in a safe place to share your sins, my son. What would you like to confess?
Me: I think Roth retirement accounts are very overrated …


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