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Articles in Early Retirement

The Crossover Point & Financial Independence
Wed, 03/14/12 | 6 Comments
The Crossover Point & Financial Independence

If you’ve read Your Money or Your Life, you know what the “Crossover Point” is.
And once that seed has been planted, it’s hard to forget about it.
If you don’t know what it is, I’ll give …

What is your Definition of Financial Independence?
Mon, 02/20/12 | 12 Comments
What is your Definition of Financial Independence?

Financial independence, or the interchangeable “financial freedom”, is a powerful concept.
We all recognize it as a good thing. Something to strive for. Something to admire in others who have achieved it.
The 20somethingfinance tagline and mission …

A Review of the Personal Finance Classic: Your Money or Your Life
Mon, 02/6/12 | 4 Comments
A Review of the Personal Finance Classic: Your Money or Your Life

I recently read the personal finance classic book, Your Money or Your Life, and wanted to write up a little review with some thoughts.
This book, first published in 1992, is still very popular to this …

What is your Personal Savings Rate? (reader poll)
Tue, 08/30/11 | 30 Comments
What is your Personal Savings Rate? (reader poll)

The average U.S. personal saving rate (as a percentage of income) over the last few years has hovered around 5%. But what goes in to the BEA‘s (U.S. Bureau of Economic Analysis) personal savings rate …

What is Net Worth?
Mon, 07/11/11 | 11 Comments
What is Net Worth?

The term “net worth” gets thrown around a lot as an essential financial value that you should pay attention to.
Indeed, it is a metric that you should have a vague knowledge of. But probably not …

At What Age do you Plan on Being Partially & Fully Retired?
Tue, 06/14/11 | 18 Comments
At What Age do you Plan on Being Partially & Fully Retired?

I wanted to gauge how all of you fine young professionals were feeling about retirement age.
Not the pie-in-the-sky estimate. I’m talking about when you REALLY think you’ll be able to retire (for reference, the average …


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