If you’ve read Your Money or Your Life, you know what the “Crossover Point” is.
And once that seed has been planted, it’s hard to forget about it.
If you don’t know what it is, I’ll give …

Financial independence, or the interchangeable “financial freedom”, is a powerful concept.
We all recognize it as a good thing. Something to strive for. Something to admire in others who have achieved it.
The 20somethingfinance tagline and mission …

The average U.S. personal saving rate (as a percentage of income) over the last few years has hovered around 5%. But what goes in to the BEA‘s (U.S. Bureau of Economic Analysis) personal savings rate …

The term “net worth” gets thrown around a lot as an essential financial value that you should pay attention to.
Indeed, it is a metric that you should have a vague knowledge of. But probably not …

I wanted to gauge how all of you fine young professionals were feeling about retirement age.
Not the pie-in-the-sky estimate. I’m talking about when you REALLY think you’ll be able to retire (for reference, the average …

It used to be that retirement was an attainable vision for just about everyone in the U-S-of-A.
Definition of Retirement: sit around the home, read the paper, play some golf, drive around town in a Cadillac, …