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Articles in 401K

Solo 401k Basics for Self-Employment Income
Mon, 04/7/14 | One Comment
Solo 401k Basics for Self-Employment Income

This is the second of a multi-part series on retirement accounts for self-employment income.
I previously gave a rundown of SEP IRA’s. In this post, I’ll cover the mighty Solo 401k. And up next: the SIMPLE …

Should you Contribute to a 401k or IRA when in Debt? Apply the 5% Cutoff Rule
Thu, 12/26/13 | 9 Comments
Should you Contribute to a 401k or IRA when in Debt? Apply the 5% Cutoff Rule

One of the most common financial topics brought up at the work lunch-room table (or really anywhere, now that I think about it) centers around the old save for retirement vs. pay off debt debate.
The …

2014 Maximum 401K Contribution Limit Announced
Thu, 10/31/13 | 6 Comments
2014 Maximum 401K Contribution Limit Announced

The Maximum 401K Contribution in 2014
The IRS 401K maximum contribution has finally been officially announced for 2014, after a long delay due to the government (including IRS) shutdown.
The 2014 401K maximum contribution is $17,500 – the …

Defined Benefit Vs. Defined Contribution Retirement Plans
Tue, 09/17/13 | 4 Comments
Defined Benefit Vs. Defined Contribution Retirement Plans

I haven’t done a 101 article or a retirement article in quite a while – so lets kill two birds with one stone.
Most of us have seen the phrases “defined contribution plan” or “defined benefit …

Should I Save for a Home or Retirement?
Mon, 09/9/13 | 5 Comments
Should I Save for a Home or Retirement?

Should you save for retirement or a home down payment? And what about when a 401K match is involved?
20SF reader, Steph, writes in:
“I’m 26 and up until now have saved about 6% of my income …

Roth vs. Traditional Retirement Accounts: Why Roths are Not Always the Clear Winner
Wed, 05/29/13 | 53 Comments
Roth vs. Traditional Retirement Accounts: Why Roths are Not Always the Clear Winner

Amongst Gen X and Gen Y, there now seems to be an overwhelming belief that Roths are the better alternative when compared to Traditional retirement accounts.
When I talk to the fine folks I work with …


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