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Capital Gains and Selling Employee Stock: What you Don’t Know CAN Hurt you
Wed, 05/7/14 | 8 Comments
Capital Gains and Selling Employee Stock: What you Don’t Know CAN Hurt you

A while back, we covered capital gains tax basics. One thing I didn’t get in to that I thought deserved a post all of its own is capital gains on employee stock units – you …

Nominate An Item that is Most Symbolic of Consumerism Gone Wrong
Wed, 04/23/14 | 47 Comments
Nominate An Item that is Most Symbolic of Consumerism Gone Wrong

I have been trying to think of an item that perfectly symbolizes consumerism gone wrong.
You know, those things that are just absolutely unnecessary, wasteful, atrocious inventions.
I need your help.
It’s tough. Everywhere you look, there are …

6% Cash Back on Groceries Again? Year 2 Results are in
Wed, 04/2/14 | 17 Comments
6% Cash Back on Groceries Again? Year 2 Results are in

2013 was my second full year of using the Blue Cash Preferred® Card from American Express as my primary card of choice for supermarket purchases. In my first full year of usage, I was able …

Capital Gains Taxes 101: For Anyone who Buys and Sells Investments
Wed, 03/19/14 | 12 Comments
Capital Gains Taxes 101: For Anyone who Buys and Sells Investments

Capital gains tax rules do not make for a particularly thrilling topic.
But… seeing that this is a personal finance blog geared towards young professionals and we should all be investing as early as possible, capital …

Drink This, Save Money
Wed, 03/12/14 | 13 Comments
Drink This, Save Money

Sometimes the biggest and easiest savings are right in front of our noses (or mouths).
If you’re really in a financial pinch or simply want to push your personal savings rate in to the next gear, …

A Way to Look at Credit Card Debt that Should Scare you In to Beating it
Mon, 03/10/14 | 8 Comments
A Way to Look at Credit Card Debt that Should Scare you In to Beating it

The average credit card APR these days is ~15.4% (with many north of 20%).
Actually, with monthly compounding balances, the effective APR is almost 1 percentage point higher. So let’s say 16%.
What this means, in simple …


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