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Rent or Buy? Look at the Price to Rent Ratio for Objective Data
Tue, 07/16/13 | 3 Comments
Rent or Buy? Look at the Price to Rent Ratio for Objective Data

Determining whether to rent or buy a home, apartment, or other dwelling is often a tough choice to make.
As we discussed, housing costs are huge (between 31-39% of spending, on average). And you want to …

The Cost of Housing & why it Can Make or Break your Finances
Mon, 07/15/13 | 9 Comments
The Cost of Housing & why it Can Make or Break your Finances

Health care is a wrap in the Summer of Saving series, and it’s time to move on to the BIG ONE: housing costs.
Realtors are paid to tell us “It’s a great time to buy a …

Average Tax Refund: How Does This Year Stack Up to the Historical Average?
Thu, 05/23/13 | 13 Comments
Average Tax Refund: How Does This Year Stack Up to the Historical Average?

I just found some data from the IRS on tax refunds, which, I found interesting (and hope you do too).
Let’s look at the numbers.
As of December 27, 2013, 148,035,000 tax returns have been submitted.
122,515,000 of …

Watering my Lawn had MULTIPLIED my Total Water Usage!
Wed, 05/8/13 | 9 Comments
Watering my Lawn had MULTIPLIED my Total Water Usage!

This is a long lost post from the 20somethingfinance archives. I wrote it a few years ago, and for whatever reason, it was lost and never published. The dates are old, but the lesson learned …

The 4 Reactions to Frugality & Why Spending Can Only Take you so Far
Wed, 04/24/13 | 19 Comments
The 4 Reactions to Frugality & Why Spending Can Only Take you so Far

There are four common reactions that I get when I preach frugality and the benefits harvested from a frugal lifestyle.
The first is excitement. Those who have been bitten by the frugality bug have an incredible …

Only You Can Prevent Tax Refund Windfall Syndrome
Mon, 04/15/13 | 11 Comments
Only You Can Prevent Tax Refund Windfall Syndrome

As the April 15th tax deadline (today, btw) approached, I picked up on a re-birth of a certain sentiment that goes a little something like this “I can’t wait to get that refund so I …


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