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Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying
Fri, 07/19/13 | 6 Comments
Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying

When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to live there on a monthly basis.
When …

Downsizing: The Highest Impact Financial Move you can Make
Wed, 07/17/13 | 10 Comments
Downsizing: The Highest Impact Financial Move you can Make

You’re looking for a new place to live, you’ve gone through your checklist, and even gone so far as to analyze the price to rent ratio in your area.
It’s time to go out and find …

Rent or Buy? Look at the Price to Rent Ratio for Objective Data
Tue, 07/16/13 | 3 Comments
Rent or Buy? Look at the Price to Rent Ratio for Objective Data

Determining whether to rent or buy a home, apartment, or other dwelling is often a tough choice to make.
As we discussed, housing costs are huge (between 31-39% of spending, on average). And you want to …

The Cost of Housing & why it Can Make or Break your Finances
Mon, 07/15/13 | 9 Comments
The Cost of Housing & why it Can Make or Break your Finances

Health care is a wrap in the Summer of Saving series, and it’s time to move on to the BIG ONE: housing costs.
Realtors are paid to tell us “It’s a great time to buy a …

Average Tax Refund: How Does This Year Stack Up to the Historical Average?
Thu, 05/23/13 | 13 Comments
Average Tax Refund: How Does This Year Stack Up to the Historical Average?

I just found some data from the IRS on tax refunds, which, I found interesting (and hope you do too).
Let’s look at the numbers.
As of December 27, 2013, 148,035,000 tax returns have been submitted.
122,515,000 of …

Watering my Lawn had MULTIPLIED my Total Water Usage!
Wed, 05/8/13 | 9 Comments
Watering my Lawn had MULTIPLIED my Total Water Usage!

This is a long lost post from the 20somethingfinance archives. I wrote it a few years ago, and for whatever reason, it was lost and never published. The dates are old, but the lesson learned …


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