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Labeling the 3 Types of Purchases Makes you a Wiser Consumer
Mon, 11/10/14 | 14 Comments
Labeling the 3 Types of Purchases Makes you a Wiser Consumer

At the simplest level, when you break down everything you buy, or consume, it can all really be distilled in to 3 categories:
1. The stuff you actually need.
2. The stuff you want, that you think …

2015 Tax Brackets & Standard Deductions
Mon, 11/3/14 | 10 Comments
2015 Tax Brackets & Standard Deductions

Update: the 2016 tax brackets and standard deductions have also been announced. What follows is for the 2015 tax and calendar years.
The IRS just released it’s 2015 tax brackets and standard deduction amounts, and there …

How to Avoid Credit Card Late Fees & Interest Charges
Wed, 09/24/14 | 7 Comments
How to Avoid Credit Card Late Fees & Interest Charges

Last week, I made the case for credit cards vs. debit cards.
There is one big caveat, which I gave towards the end of the post:
“You should only apply for and use credit cards if you …

Credit Cards Vs. Debit Cards: Millennials are Choosing Wrong
Mon, 09/15/14 | 41 Comments
Credit Cards Vs. Debit Cards: Millennials are Choosing Wrong

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan
Tue, 09/9/14 | 20 Comments
The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan

The one expense category where my wife and I have not cut back on is food.
The average cost for food, per household, was $6,599 in the last full year of measured data. Despite rarely dining …

Elio Motors: A New Car with 84 MPG at $6,800?
Thu, 08/28/14 | 36 Comments
Elio Motors: A New Car with 84 MPG at $6,800?

I’m a bit of a car geek when it comes to automotive fuel efficiency gains.
But I’ve grown a bit cynical over the years. You see, every now and then a tiny car will come along …


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