Invest

how to invest

Live

career, food, travel

Save

saving, credit, debt

Protect

insurance, security

Retire

401K, IRA, FI, Retire

Home » Archive by Category

Articles in Save

The Cheap Garage Renovation Project: $158!
Tue, 12/9/14 | 7 Comments
The Cheap Garage Renovation Project: $158!

Over the summer, my better half and I wrapped up our latest renovation project – the garage!
I wasn’t wise enough to take “before pictures” so that I could post a before/after comparison here (yeah, dumb), …

The Millennial Personal Savings Rate is in. Sound the Alarms!
Mon, 11/17/14 | 13 Comments
The Millennial Personal Savings Rate is in. Sound the Alarms!

When someone asks me to give them one personal finance metric to really focus on that matters more than any other, there is no hesitation in my reply: “personal savings rate“.
No matter which way you …

Labeling the 3 Types of Purchases Makes you a Wiser Consumer
Mon, 11/10/14 | 14 Comments
Labeling the 3 Types of Purchases Makes you a Wiser Consumer

At the simplest level, when you break down everything you buy, or consume, it can all really be distilled in to 3 categories:
1. The stuff you actually need.
2. The stuff you want, that you think …

2015 Tax Brackets & Standard Deductions
Mon, 11/3/14 | 10 Comments
2015 Tax Brackets & Standard Deductions

Update: the 2016 tax brackets and standard deductions have also been announced. What follows is for the 2015 tax and calendar years.
The IRS just released it’s 2015 tax brackets and standard deduction amounts, and there …

How to Avoid Credit Card Late Fees & Interest Charges
Wed, 09/24/14 | 7 Comments
How to Avoid Credit Card Late Fees & Interest Charges

Last week, I made the case for credit cards vs. debit cards.
There is one big caveat, which I gave towards the end of the post:
“You should only apply for and use credit cards if you …

Credit Cards Vs. Debit Cards: Millennials are Choosing Wrong
Mon, 09/15/14 | 41 Comments
Credit Cards Vs. Debit Cards: Millennials are Choosing Wrong

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …


Home | Sitemap | Terms | © 20somethingfinance.com