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Articles in Mortgages

What is Prime Rate? & How Does it Impact me?
Mon, 08/20/12 | 2 Comments
What is Prime Rate? & How Does it Impact me?

If you’ve ever taken out a short-term loan, adjustable mortgage, private student loans, or owed money on a credit card, you’ve been impacted by the “prime rate”.
If you don’t know what the prime rate is, …

Down Payments: How Much Should you Put Towards them?
Fri, 06/22/12 | 57 Comments
Down Payments: How Much Should you Put Towards them?

A down payment on a home mortgage is serious business.
The term “mortgage” originated in France with the meaning of “death pledge”, after all. Quite literally, for many people, once they take one on, they’ll carry …

Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score
Tue, 10/5/10 | 3 Comments
Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score

What is a Credit Inquiry or a Credit Pull?
A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit report for one reason or another. Whether …

7 HUGE Benefits to Downsizing into a Tiny Home
Wed, 08/11/10 | 24 Comments
7 HUGE Benefits to Downsizing into a Tiny Home

Tiny Home Movement is Growing Rapidly
Admittedly, I haven’t made the leap from a regular-sized home to a tiny home just yet. But that hasn’t stopped me from strongly considering it. I have a 1,000 sq. …

A Look Into the Tiny House Movement with an Interview of Tiny Home Pioneer Jay Shafer
Sun, 08/9/09 | 8 Comments
A Look Into the Tiny House Movement with an Interview of Tiny Home Pioneer Jay Shafer

The Tiny Home Movement

‘Home Downsizing’ has started to catch on like wildfire, particularly in the last year. Many people are simply no longer able to pay their mortgages after being laid off or getting their …

How I Saved $1,700 By Being a Craigslist Subletting Nomad
Mon, 02/9/09 | 9 Comments
How I Saved $1,700 By Being a Craigslist Subletting Nomad

Subletting & Housing on Craigslist
In a follow-up to yesterday’s 5 Ways to Use Craigslist to Save and Make Big Money post, there is one Craigslist use that I didn’t cover, because I thought it warranted …


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