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Articles in Mortgages

15 vs. 30 Year Mortgage: In an Infographic
Mon, 07/22/13 | 17 Comments
15 vs. 30 Year Mortgage: In an Infographic

If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year mortgage?”.
What you decide could have lifelong …

Home Equity Loan (HEL) Vs. Home Equity Line of Credit (HELOC): which is Better?
Tue, 09/11/12 | 4 Comments
Home Equity Loan (HEL) Vs. Home Equity Line of Credit (HELOC): which is Better?

I’m not a big fan of debt.
But there are times in your life when it makes sense to pay off (or avoid) high-interest debt with low-interest debt. For example, using a 0% APR credit card …

What is Prime Rate? & How Does it Impact me?
Mon, 08/20/12 | 2 Comments
What is Prime Rate? & How Does it Impact me?

If you’ve ever taken out a short-term loan, adjustable mortgage, private student loans, or owed money on a credit card, you’ve been impacted by the “prime rate”.
If you don’t know what the prime rate is, …

Down Payments: How Much Should you Put Towards them?
Fri, 06/22/12 | 59 Comments
Down Payments: How Much Should you Put Towards them?

A down payment on a home mortgage is serious business.
The term “mortgage” originated in France with the meaning of “death pledge”, after all. Quite literally, for many people, once they take one on, they’ll carry …

Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score
Tue, 10/5/10 | 3 Comments
Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score

What is a Credit Inquiry or a Credit Pull?
A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit report for one reason or another. Whether …

7 Huge Benefits to Downsizing into a Tiny Home
Wed, 08/11/10 | 24 Comments
7 Huge Benefits to Downsizing into a Tiny Home

Tiny Home Movement is Growing Rapidly
Admittedly, I haven’t made the leap from a regular-sized home to a tiny home just yet. But that hasn’t stopped me from strongly considering it. I have a 1,000 sq. …


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