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Articles in Home Ownership

15 vs. 30 Year Mortgage: In an Infographic
Mon, 07/22/13 | 15 Comments
15 vs. 30 Year Mortgage: In an Infographic

If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year mortgage?”.
What you decide could have lifelong …

Your Home is NOT an Investment
Sat, 07/20/13 | 25 Comments
Your Home is NOT an Investment

Your home is not an investment.
Before you call me a jerk, idiot, or unflattering expletives, let me share some objective data as to why a home is not an investment.
The reality is that housing prices …

Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying
Fri, 07/19/13 | 6 Comments
Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying

When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to live there on a monthly basis.
When …

Downsizing: The Highest Impact Financial Move you can Make
Wed, 07/17/13 | 10 Comments
Downsizing: The Highest Impact Financial Move you can Make

You’re looking for a new place to live, you’ve gone through your checklist, and even gone so far as to analyze the price to rent ratio in your area.
It’s time to go out and find …

Rent or Buy? Look at the Price to Rent Ratio for Objective Data
Tue, 07/16/13 | 3 Comments
Rent or Buy? Look at the Price to Rent Ratio for Objective Data

Determining whether to rent or buy a home, apartment, or other dwelling is often a tough choice to make.
As we discussed, housing costs are huge (between 31-39% of spending, on average). And you want to …

The Cost of Housing & why it Can Make or Break your Finances
Mon, 07/15/13 | 9 Comments
The Cost of Housing & why it Can Make or Break your Finances

Health care is a wrap in the Summer of Saving series, and it’s time to move on to the BIG ONE: housing costs.
Realtors are paid to tell us “It’s a great time to buy a …


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