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Articles in Home Ownership

7 Reasons to Not Buy a Home
Mon, 07/29/13 | 5 Comments
7 Reasons to Not Buy a Home

When I first graduated, I ended up renting an apartment for a year.
From there, I moved in to my first home (which I have since considered to be a bit of a mistake in how …

When to Refinance a Mortgage
Wed, 07/24/13 | 8 Comments
When to Refinance a Mortgage

Refinancing a mortgage can be a huge cost saver for homeowners.
And right now could still be a great time to refinance.
For a little history, prior to the big 2008 housing crash, the Federal Reserve had …

15 vs. 30 Year Mortgage: In an Infographic
Mon, 07/22/13 | 18 Comments
15 vs. 30 Year Mortgage: In an Infographic

If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year mortgage?”.
What you decide could have lifelong …

Your Home is NOT an Investment
Sat, 07/20/13 | 25 Comments
Your Home is NOT an Investment

Your home is not an investment.
Before you call me a jerk, idiot, or unflattering expletives, let me share some objective data as to why a home is not an investment.
The reality is that housing prices …

Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying
Fri, 07/19/13 | 6 Comments
Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying

When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to live there on a monthly basis.
When …

Downsizing: The Highest Impact Financial Move you can Make
Wed, 07/17/13 | 10 Comments
Downsizing: The Highest Impact Financial Move you can Make

You’re looking for a new place to live, you’ve gone through your checklist, and even gone so far as to analyze the price to rent ratio in your area.
It’s time to go out and find …


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