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Articles in Credit

How to Use a Secured Credit Card to Build your Credit
Thu, 10/14/10 | 7 Comments
How to Use a Secured Credit Card to Build your Credit

With tighter lending restrictions these days, a lot of younger people in college and new graduates are having a hard time getting approved for credit cards or loans of any type. And because they aren’t …

Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score
Tue, 10/5/10 | 3 Comments
Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score

What is a Credit Inquiry or a Credit Pull?
A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit report for one reason or another. Whether …

American Express Purchase Protection Plan – a Rare Credit Card Benefit
Sun, 06/20/10 | 20 Comments
American Express Purchase Protection Plan – a Rare Credit Card Benefit

I keep discovering awesome benefits via my primary credit card of choice, the American Express Costco card (check out my American Express Costco card review here).
Perhaps one of the biggest ones that I just recently …

Using 0% APR Balance Transfer Credit Cards to Pay off Debt
Sun, 06/13/10 | 11 Comments
Using 0% APR Balance Transfer Credit Cards to Pay off Debt

0% Balance Transfer Credit Card Strategy
In a debt poll on this site a few weeks ago, one-third of 20somethingfinance readers indicated that they were struggling to pay off credit card debt (the second highest selection …

8 Personal Finance Spring Cleaning Ninja Moves
Mon, 04/12/10 | 10 Comments
8 Personal Finance Spring Cleaning Ninja Moves

Ahh…. Spring is in the air. Birds chirping, children frollicking in the park, opening day baseball, tax returns, my dog shedding clumps of hair, non-stop rain, sinus allergies…..focus, G.E., back to the positives…. flowers, ice …

FTC Cracks Down on Free Credit Report Scams with Catchy Parody Spoofs
Sun, 03/28/10 | 7 Comments
FTC Cracks Down on Free Credit Report Scams with Catchy Parody Spoofs

The FTC is finally cracking down on the ‘free credit report’ companies who lure you in with the promise of a free credit report, and then upsell and switch to paid memberships. You know the …


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