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Articles in Credit

Credit Sesame Review: Get a Free Credit Score, Credit Monitoring, & $50K in Free Identity Theft Insurance
Mon, 12/21/15 | 4 Comments
Credit Sesame Review: Get a Free Credit Score, Credit Monitoring, & $50K in Free Identity Theft Insurance

Many readers have asked me about Credit Sesame and whether I’d recommend their service to readers. Meanwhile, I haven’t reviewed a financial product in ages (apologies), so I decided to sign up for their free …

Credit Karma Adds Free Equifax Credit Scores and Reports
Tue, 02/10/15 | 6 Comments
Credit Karma Adds Free Equifax Credit Scores and Reports

In case you missed the quiet rollout, Credit Karma has doubled their free credit score and credit report offerings by adding free Equifax credit scores and reports. Had it not been for the Anthem hack …

Credit Karma Now Offers Free Credit Report Access!
Mon, 08/18/14 | 6 Comments
Credit Karma Now Offers Free Credit Report Access!

Longtime readers will know that I have been using Credit Karma to monitor my credit score for a while now. The free consumer credit information service (best way I can think of to describe it) built …

A Way to Look at Credit Card Debt that Should Scare you In to Beating it
Mon, 03/10/14 | 8 Comments
A Way to Look at Credit Card Debt that Should Scare you In to Beating it

The average credit card APR these days is ~15.4% (with many north of 20%).
Actually, with monthly compounding balances, the effective APR is almost 1 percentage point higher. So let’s say 16%.
What this means, in simple …

How Does your Credit & Credit Score Compare to the Averages?
Wed, 12/4/13 | 16 Comments
How Does your Credit & Credit Score Compare to the Averages?

A week after my ‘Gen X and Gen Y state of retirement‘ post, one of the major credit bureaus (Experian) launched an infographic on the ‘state of credit‘ of each generation.
Your credit worthiness and credit …

Secured Debt vs. Unsecured Debt
Mon, 02/11/13 | 17 Comments
Secured Debt vs. Unsecured Debt

As you begin your own personal adventures in credit and debt land, you’ll notice an interesting phenomenon: borrowing rates vary quite dramatically from one type of loan to another.
Credit cards, for example, can have interest …


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