I’ve been a Costco member for 5 years and right around the time that my wife and I started shopping there, we signed up for our primary credit card, the TrueEarnings® Card from Costco and …

The Credit Card Act Goes Into Effect
The Credit Cardholders Bill of Rights, aka the Credit Card Act, aka the Credit Card Accountability Responsibility & Disclosure Act of 2009, aka House of Representatives Bill 627, aka …

PerkStreetSM Financial Review – A Free Checking Account with a Visa® Debit Card
With the impending Credit Card Act looming, a large number of credit card providers are starting to charge annual fees for the use …

How Do you Get Approved for Credit Without a Long Credit History?
This question comes from a reader who has been unable to get a credit card approved, despite seemingly doing everything by the textbook. I …

TransUnion Settlement Benefits Delivered
For the old-school readers of 20somethingfinance, you may remember a post I did about 18 months ago on the TransUnion settlement from a class action lawsuit. If you didn’t sign up to …

Credit Card Companies Scrambling to Raise Rates Before the Credit Card Reform Act Kicks in
With the Credit Card Reform Act kicking in this year, card companies have been reportedly looking for excuses to increase interest …

This recession has put a little fear into all of us, and in real terms, it has also impacted just about all of us in some way or another. In the last few months, my …

How to Improve your Credit Score
Building, improving, and maintaining your credit score can seem like a daunting task, especially when you’re not particularly sure what the scores consist of. Each of the three major credit …

How to Fight Late Fees & Overdrafts
Late fees suck. I have 4 checking accounts and three credit cards. Before I get ripped for admitting that as the author of a personal finance site, let me …

Trans Union Class Action Lawsuit Settlement Details
Sounds too good to be true. And if it wasn’t for corporate greed, it would be. But you are most likely eligible for all three for free! In a …