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Articles in Credit

TrueEarnings Costco American Express Credit Card Review
Sunday, 14 Mar, 2010 – 16:20 | 7 Comments
TrueEarnings Costco American Express Credit Card Review

I’ve been a Costco member for 5 years and right around the time that my wife and I started shopping there, we signed up for our primary credit card, the TrueEarnings® Card from Costco and …

What you Need to Know About the Credit Card Act
Tuesday, 23 Feb, 2010 – 23:22 | 7 Comments
What you Need to Know About the Credit Card Act

The Credit Card Act Goes Into Effect
The Credit Cardholders Bill of Rights, aka the Credit Card Act, aka the Credit Card Accountability Responsibility & Disclosure Act of 2009, aka House of Representatives Bill 627, aka …

PerkStreet Financial Review: A Free Debit Card with Rewards
Wednesday, 17 Feb, 2010 – 21:28 | 12 Comments
PerkStreet Financial Review: A Free Debit Card with Rewards

PerkStreetSM Financial Review – A Free Checking Account with a Visa® Debit Card
With the impending Credit Card Act looming, a large number of credit card providers are starting to charge annual fees for the use …

Reader Dilemma: I Cant Get Approved for a Credit Card! How do I Build Credit?
Thursday, 14 Jan, 2010 – 20:13 | 23 Comments
Reader Dilemma: I Cant Get Approved for a Credit Card! How do I Build Credit?

How Do you Get Approved for Credit Without a Long Credit History?
This question comes from a reader who has been unable to get a credit card approved, despite seemingly doing everything by the textbook. I …

Finally! TransUnion Delivers on their Class Action Settlement Benefits
Wednesday, 6 Jan, 2010 – 21:53 | 5 Comments
Finally! TransUnion Delivers on their Class Action Settlement Benefits

TransUnion Settlement Benefits Delivered
For the old-school readers of 20somethingfinance, you may remember a post I did about 18 months ago on the TransUnion settlement from a class action lawsuit. If you didn’t sign up to …

Reader Question: Bank of America Closing my Account After I Opted out of a Rate Increase
Sunday, 3 Jan, 2010 – 16:44 | 13 Comments
Reader Question: Bank of America Closing my Account After I Opted out of a Rate Increase

Credit Card Companies Scrambling to Raise Rates Before the Credit Card Reform Act Kicks in
With the Credit Card Reform Act kicking in this year, card companies have been reportedly looking for excuses to increase interest …

5 Ways Twenty Somethings can Financially Benefit from the Recession
Sunday, 22 Mar, 2009 – 13:51 | 11 Comments
5 Ways Twenty Somethings can Financially Benefit from the Recession

This recession has put a little fear into all of us, and in real terms, it has also impacted just about all of us in some way or another. In the last few months, my …

10 Ways to Build, Improve, and Maintain your Credit Score
Wednesday, 3 Dec, 2008 – 9:09 | 2 Comments
10 Ways to Build, Improve, and Maintain your Credit Score

How to Improve your Credit Score
Building, improving, and maintaining your credit score can seem like a daunting task, especially when you’re not particularly sure what the scores consist of. Each of the three major credit …

How to Wipe Out Credit Card Late Fees & Bank Overdrafts
Thursday, 11 Sep, 2008 – 21:21 | 30 Comments
How to Wipe Out Credit Card Late Fees & Bank Overdrafts

How to Fight Late Fees & Overdrafts
Late fees suck. I have 4 checking accounts and three credit cards. Before I get ripped for admitting that as the author of a personal finance site, let me …

Sign Up for your Trans Union Class Action Settlement Benefits – Free Credit Report, Credit Score, & Cash
Thursday, 31 Jul, 2008 – 22:12 | 13 Comments
Sign Up for your Trans Union Class Action Settlement Benefits – Free Credit Report, Credit Score, & Cash

Trans Union Class Action Lawsuit Settlement Details
Sounds too good to be true. And if it wasn’t for corporate greed, it would be. But you are most likely eligible for all three for free! In a …