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Articles in Credit Cards

A Way to Look at Credit Card Debt that Should Scare you In to Beating it
Mon, 03/10/14 | 8 Comments
A Way to Look at Credit Card Debt that Should Scare you In to Beating it

The average credit card APR these days is ~15.4% (with many north of 20%).
Actually, with monthly compounding balances, the effective APR is almost 1 percentage point higher. So let’s say 16%.
What this means, in simple …

Make Online Purchases without THIS Rewards Card? You’re Losing Money
Mon, 12/16/13 | 21 Comments
Make Online Purchases without THIS Rewards Card? You’re Losing Money

I haven’t plugged a new credit card offering in over a year, as few (if any), have stood out from a pile of mediocrity.
But here’s one worth plugging, and one that I have added to …

How Does your Credit & Credit Score Compare to the Averages?
Wed, 12/4/13 | 16 Comments
How Does your Credit & Credit Score Compare to the Averages?

A week after my ‘Gen X and Gen Y state of retirement‘ post, one of the major credit bureaus (Experian) launched an infographic on the ‘state of credit‘ of each generation.
Your credit worthiness and credit …

How I Got $435 Cash Back Last Year Just for Buying my Regular Groceries
Wed, 02/27/13 | 14 Comments
How I Got $435 Cash Back Last Year Just for Buying my Regular Groceries

2012 concluded my first full year using the Blue Cash Preferred® Card from American Express as my primary card of choice for groceries (by far, the biggest expense category I charge by credit card).
So I …

What is Prime Rate? & How Does it Impact me?
Mon, 08/20/12 | 2 Comments
What is Prime Rate? & How Does it Impact me?

If you’ve ever taken out a short-term loan, adjustable mortgage, private student loans, or owed money on a credit card, you’ve been impacted by the “prime rate”.
If you don’t know what the prime rate is, …

What’s in My Wallet
Tue, 08/7/12 | 30 Comments
What’s in My Wallet

I thought it might be kind of cool, as a personal finance blogger, to answer the annoyingly effective (or effectively annoying?) ad slogan question, “what’s in your wallet?”. And no, you won’t find a Capital …


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