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Articles in Budgeting

The Lifetime Cost of Cable TV
Thu, 12/22/11 | 21 Comments
The Lifetime Cost of Cable TV

We’ve been talking a lot about wants vs. needs lately and how to control your wants. One of the most notorious wants that many struggle with is cable TV.
That’s right – cable TV is a …

How to Control your Wants & Impulsive Buying
Tue, 12/20/11 | 13 Comments
How to Control your Wants & Impulsive Buying

Deciphering what is a want vs. a need is not always the easiest thing to do.
As we previously covered, at their simplest level they can be defined as:
What you need: the basic things that you …

Good or Bad Personal Finance Cliche? “A Penny Saved is a Penny Earned”
Mon, 12/19/11 | 10 Comments
Good or Bad Personal Finance Cliche? “A Penny Saved is a Penny Earned”

It is human nature to want to simplify topics and concepts that are complex, layered, and sometimes difficult to understand.
It’s a complicated world out there and we are bombarded with information on a daily basis. …

Wants vs. Needs: How to Turn Grey Into Black & White
Mon, 12/12/11 | 9 Comments
Wants vs. Needs: How to Turn Grey Into Black & White

At their simplest, expenses really fall into two different categories:
1. What you need: the things that you need to survive and function effectively in society: food, heat/electricity, a means of transportation, clothing, and water. I’ll …

Your Personal Savings Rate Poll Results
Mon, 09/12/11 | 9 Comments
Your Personal Savings Rate Poll Results

A few weeks back I detailed how to calculate your personal savings rate and put a poll out for readers to share their own personal savings rate.
We knew going in that the average U.S. personal …

A Personal Savings Rate by Country Comparison
Mon, 09/5/11 | 17 Comments
A Personal Savings Rate by Country Comparison

I’ve been on a bit of a personal savings rate kick lately. Why, you may ask? Because this one little financial ratio is a huge predictor of not only how responsible one is with their …


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