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Articles in Budgeting

Good or Bad Personal Finance Cliche? “A Penny Saved is a Penny Earned”
Mon, 12/19/11 | 9 Comments
Good or Bad Personal Finance Cliche? “A Penny Saved is a Penny Earned”

It is human nature to want to simplify topics and concepts that are complex, layered, and sometimes difficult to understand.
It’s a complicated world out there and we are bombarded with information on a daily basis. …

Wants vs. Needs: How to Turn Grey Into Black & White
Mon, 12/12/11 | 8 Comments
Wants vs. Needs: How to Turn Grey Into Black & White

At their simplest, expenses really fall into two different categories:
1. What you need: the things that you need to survive and function effectively in society: food, heat/electricity, a means of transportation, clothing, and water. I’ll …

Your Personal Savings Rate Poll Results
Mon, 09/12/11 | 10 Comments
Your Personal Savings Rate Poll Results

A few weeks back I detailed how to calculate your personal savings rate and put a poll out for readers to share their own personal savings rate.
We knew going in that the average U.S. personal …

A Personal Savings Rate by Country Comparison
Mon, 09/5/11 | 19 Comments
A Personal Savings Rate by Country Comparison

I’ve been on a bit of a personal savings rate kick lately. Why, you may ask? Because this one little financial ratio is a huge predictor of not only how responsible one is with their …

How to Negotiate a Lower Comcast Bill
Sat, 08/27/11 | 39 Comments
How to Negotiate a Lower Comcast Bill

Comcast had thrown me for a bit of a loop lately. The live-chat method had always worked for me in getting discounts and promotions on Comcast services, but lately they’ve been sticklers.
I had written a …

Dissecting the Netflix Price Increases: Time to Cancel?
Mon, 07/18/11 | 9 Comments
Dissecting the Netflix Price Increases: Time to Cancel?

Last week, Netflix announced price increases to customers, their second such move in the past year.
I covered the last Netflix price increase back in December when they raised prices from $8.99 to $9.99 for the …


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