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Articles in Budgeting

Expense Value as Time Worked
Wed, 06/4/14 | 14 Comments
Expense Value as Time Worked

A penny saved is not only a penny earned.
In monetary terms, it’s actually about 1.33 pennies earned (if you are in the 25% federal tax bracket).
That alone should be enough incentive to cut back on …

Do YOU Need a Budget?
Wed, 02/5/14 | 13 Comments
Do YOU Need a Budget?

I have been running a personal finance blog for over six years now, but I have a dirty little confession…
These days, I don’t budget.
<insert crowd hush and record scratch/rewind sound effect>
“Woah, hold on a sec …

I have 5 Ooma Referral Coupon Codes Available for a $50 Off & Free Shipping
Tue, 10/29/13 | No Comment

Ooma Referral Coupon Codes!
Update: I’m all out of codes this round.
Quick note: as an Ooma customer, I have 5 Ooma referral codes for a new Ooma for $99.99 (a $50 savings) + free shipping. The …

Watering my Lawn had MULTIPLIED my Total Water Usage!
Wed, 05/8/13 | 9 Comments
Watering my Lawn had MULTIPLIED my Total Water Usage!

This is a long lost post from the 20somethingfinance archives. I wrote it a few years ago, and for whatever reason, it was lost and never published. The dates are old, but the lesson learned …

Monthly Budget: Here’s Mine & the U.S. Average. What is Yours?
Wed, 03/13/13 | 42 Comments
Monthly Budget: Here’s Mine & the U.S. Average. What is Yours?

One of the most enlightening and beneficial personal finance exercises one can complete is to calculate your average monthly budget.
I say “monthly budget”, but for the purposes of this post, monthly budget is synonymous with …

The Dark Side of Budgeting
Mon, 05/21/12 | 7 Comments
The Dark Side of Budgeting

A friend approached me the other day with a question,
“Hey, do you use the Mint.com app? I think it would be a great way for me, for example, to take a look at my restaurant …


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