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Articles in Credit

Chase Sapphire Card Review
Sunday, 11 Jul, 2010 – 12:24 | 5 Comments
Chase Sapphire Card Review

Chase Sapphire Card: Good Rewards, No Annual Fee
The Chase Sapphire card has upped its game as one of the top credit cards on the market. Enough so, that this is only the second credit card …

PerkStreet Financial Doubles their Debit Card Rewards to 2%
Sunday, 27 Jun, 2010 – 11:05 | No Comment
PerkStreet Financial Doubles their Debit Card Rewards to 2%

PerkStreet Doubles their Debit Card Rewards Program
As of this week, PerkStreet Financial (SM) is now doubling the base rewards for non-PIN based transactions to 2% (from 1% previously). You will get 2% cash …

American Express Purchase Protection Plan – a Rare Credit Card Benefit
Sunday, 20 Jun, 2010 – 10:42 | 9 Comments
American Express Purchase Protection Plan – a Rare Credit Card Benefit

I keep discovering awesome benefits via my primary credit card of choice, the American Express Costco card (check out my American Express Costco card review here).
Perhaps one of the biggest ones that I just recently …

Using 0% APR Balance Transfer Credit Cards to Pay off Debt
Sunday, 13 Jun, 2010 – 10:26 | 7 Comments
Using 0% APR Balance Transfer Credit Cards to Pay off Debt

0% Balance Transfer Credit Card Strategy
In a debt poll on this site a few weeks ago, one-third of 20somethingfinance readers indicated that they were struggling to pay off credit card debt (the second highest selection …

8 Personal Finance Spring Cleaning Ninja Moves
Monday, 12 Apr, 2010 – 8:09 | 9 Comments
8 Personal Finance Spring Cleaning Ninja Moves

Ahh…. Spring is in the air. Birds chirping, children frollicking in the park, opening day baseball, tax returns, my dog shedding clumps of hair, non-stop rain, sinus allergies…..focus, G.E., back to the positives…. flowers, ice …

FTC Cracks Down on Free Credit Report Scams with Catchy Parody Spoofs
Sunday, 28 Mar, 2010 – 12:29 | 6 Comments
FTC Cracks Down on Free Credit Report Scams with Catchy Parody Spoofs

The FTC is finally cracking down on the ‘free credit report’ companies who lure you in with the promise of a free credit report, and then upsell and switch to paid memberships. You know the …

TrueEarnings Costco American Express Credit Card Review
Sunday, 14 Mar, 2010 – 16:20 | 8 Comments
TrueEarnings Costco American Express Credit Card Review

I’ve been a Costco member for 5 years and right around the time that my wife and I started shopping there, we signed up for our primary credit card, the TrueEarnings® Card from Costco and …

What you Need to Know About the Credit Card Act
Tuesday, 23 Feb, 2010 – 23:22 | 8 Comments
What you Need to Know About the Credit Card Act

The Credit Card Act Goes Into Effect
The Credit Cardholders Bill of Rights, aka the Credit Card Act, aka the Credit Card Accountability Responsibility & Disclosure Act of 2009, aka House of Representatives Bill 627, aka …

PerkStreet Financial Review: A Free Debit Card with Rewards
Wednesday, 17 Feb, 2010 – 21:28 | 19 Comments
PerkStreet Financial Review: A Free Debit Card with Rewards

PerkStreetSM Financial Review – A Free Checking Account with a Visa® Debit Card
With the impending Credit Card Act looming, a large number of credit card providers are starting to charge annual fees for the use …

Reader Dilemma: I Cant Get Approved for a Credit Card! How do I Build Credit?
Thursday, 14 Jan, 2010 – 20:13 | 26 Comments
Reader Dilemma: I Cant Get Approved for a Credit Card! How do I Build Credit?

How Do you Get Approved for Credit Without a Long Credit History?
This question comes from a reader who has been unable to get a credit card approved, despite seemingly doing everything by the textbook. I …