Today’s Retirement Reality
Most twenty-somethings have never and (unfortunately) probably will never sniff the sweet security provided by a pension plan. So what are these mysterious things called pensions that many of our parents and grandparents …

The IRS maximum allowed 401K contribution will increase from 2008′s $15,500 to $16,500 in 2009 (for those over 50 years old, the 401k catch-up contribution increases to $22,000). If you’re looking for other years, here …

401k Match Cuts Becoming Popular
Recently GM, Ford, Frontier Airlines, and some other iconic companies announced that they were suspending matching 401k contributions. I find this to be a disturbing trend that I really hope does …

What is a Cost of Living Adjustment, or COLA?
A cost of living adjustment, or cost of living allowance, is when an employer adjusts an employee’s salary based on the cost of living index for living …

Tax Allowances Are Key to More Income
Tax allowances are the key to more income throughout the year. Unfortunately very few people know how they work. It’s that time of year when many people start to …