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Articles in Summer of Saving

7 Reasons to Not Buy a Home
Mon, 07/29/13 | 5 Comments
7 Reasons to Not Buy a Home

When I first graduated, I ended up renting an apartment for a year.
From there, I moved in to my first home (which I have since considered to be a bit of a mistake in how …

Buy a House for the Mortgage Tax Deduction? Not so Fast
Thu, 07/25/13 | 8 Comments
Buy a House for the Mortgage Tax Deduction? Not so Fast

At some point every single one of us has heard the advice, “Buy a home, so you can get the tax deduction”. The popularity of this advice ranks right up there with the “Buy a …

When to Refinance a Mortgage
Wed, 07/24/13 | 8 Comments
When to Refinance a Mortgage

Refinancing a mortgage can be a huge cost saver for homeowners.
And right now could still be a great time to refinance.
For a little history, prior to the big 2008 housing crash, the Federal Reserve had …

15 vs. 30 Year Mortgage: In an Infographic
Mon, 07/22/13 | 18 Comments
15 vs. 30 Year Mortgage: In an Infographic

If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year mortgage?”.
What you decide could have lifelong …

Your Home is NOT an Investment
Sat, 07/20/13 | 25 Comments
Your Home is NOT an Investment

Your home is not an investment.
Before you call me a jerk, idiot, or unflattering expletives, let me share some objective data as to why a home is not an investment.
The reality is that housing prices …

Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying
Fri, 07/19/13 | 6 Comments
Calculate the “Total Cost of Homeownership” BEFORE Renting or Buying

When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to live there on a monthly basis.
When …


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