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When to Refinance a Mortgage
Wed, 07/24/13 | 11 Comments
When to Refinance a Mortgage

Refinancing a mortgage can be a huge cost saver for homeowners.
And right now could still be a great time to refinance.
For a little history, prior to the big 2008 housing crash, the Federal Reserve had …

15 vs. 30 Year Mortgage: In an Infographic
Mon, 07/22/13 | 17 Comments
15 vs. 30 Year Mortgage: In an Infographic

If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year mortgage?”.
What you decide could have lifelong …

Your Home is NOT an Investment
Sat, 07/20/13 | 26 Comments
Your Home is NOT an Investment

Lets just come right out with it: Your home is not an investment. In fact, home ownership can be a financial disaster.

Before all of you homeowners call me a jerk, idiot, or unflattering expletives, let …

Calculate the “Total Cost of Homeownership” Before Buying
Fri, 07/19/13 | 6 Comments
Calculate the “Total Cost of Homeownership” Before Buying

When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to live there on a monthly basis.
When …

Downsizing your Home: The Highest Impact Financial Move you can Make
Wed, 07/17/13 | 10 Comments
Downsizing your Home: The Highest Impact Financial Move you can Make

You’re looking for a new place to live, you’ve gone through your checklist, and even gone so far as to analyze the price to rent ratio in your area.
It’s time to go out and find …

Rent or Buy? Look at the Price to Rent Ratio First
Tue, 07/16/13 | 3 Comments
Rent or Buy? Look at the Price to Rent Ratio First

Determining whether to rent or buy a home, apartment, or other dwelling is often a tough choice to make.
As we discussed, housing costs are huge (between 31-39% of spending, on average). And you want to …


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