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An Experiment in De-Commercializing the Holidays
Mon, 12/10/12 | 7 Comments
An Experiment in De-Commercializing the Holidays

The average U.S. Consumer is planning to spend $750 on gifts this year, in addition to a few hundred spent on themselves while combing through all of those unbelievable deals.
Exorbitant holiday gift spending is as …

5 Life Takeaways from the Great Recession (to Prepare you for the Next One)
Wed, 12/5/12 | 9 Comments
5 Life Takeaways from the Great Recession (to Prepare you for the Next One)

The Great Recession meant a lot of things to a lot of people.
For many, unfortunately, it meant some combination of job loss, extensive periods of unemployment, home foreclosure, economic hardship, a huge portfolio hit, and …

How I Scored a Lifetime of Massage, Physical Therapy, & Chiropractor Work for Just $60
Mon, 12/3/12 | 11 Comments
How I Scored a Lifetime of Massage, Physical Therapy, & Chiropractor Work for Just $60

It was a normal mid-summer day. I jogged about two miles in to work, did a few situps when I got there, slaved away at my desk for 9 hours, then jogged home.
Throughout the day, …

Moving Into a Career in Nursing: my Wife’s Career Change Story
Wed, 11/28/12 | 13 Comments
Moving Into a Career in Nursing: my Wife’s Career Change Story

In a previous post on education tax credits, I noted that my wife was going back to school for an accelerated nursing degree through a local community college.
That prompted a 20somethingfinance reader, Telly, to write …

Why I’ve Decided to Max out my HSA in 2013 & Beyond (While I can)
Wed, 11/14/12 | 40 Comments
Why I’ve Decided to Max out my HSA in 2013 & Beyond (While I can)

Over the past year, I’ve become a big fan of HSA’s.
They are a bit like an IRA on steroids (if those steroids were purchased from tax-free HSA distributions).
Tax free (pre-tax) contributions, growth through investment, and …

HDHP vs. PPO Costs, Savings, & Thoughts: 1 Year After the Switch
Thu, 11/8/12 | 18 Comments
HDHP vs. PPO Costs, Savings, & Thoughts: 1 Year After the Switch

Last year, I noted that I had made the switch from a comfortable PPO health insurance plan to an HDHP plan (paired with an HSA), during my employer’s open enrollment.
Open enrollment is going on right …


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