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The Problem with Mainstream Personal Finance Gurus (and the 10% Rule)
Mon, 05/4/15 | 35 Comments
The Problem with Mainstream Personal Finance Gurus (and the 10% Rule)

A while back, I was in a job interview for a different role at my present employer. The interviewer, who knew of my personal finance writing background, concluded his round of questioning with this:
“So, what …

70% of Fund Assets are Still Active Vs. Passive: Here are the 4 Bad Reasons Why
Mon, 04/20/15 | 15 Comments
70% of Fund Assets are Still Active Vs. Passive: Here are the 4 Bad Reasons Why

The reputation of passive investing through index funds and their ETF counterparts has been pristine in recent years.
In 2014, only 10% of active stock funds that focus on big U.S. firms beat the S&P 500 …

Vanguard Increases Its International Equity Allocation. It’s Time to Re-examine Yours
Mon, 03/9/15 | 6 Comments
Vanguard Increases Its International Equity Allocation. It’s Time to Re-examine Yours

In case you missed the big (yet under-the-radar) investing world news, Vanguard announced they are increasing its international equity allocation in their Vanguard Target Retirement Fund and Vanguard LifeStrategy Fund products.
“The international equity allocation for …

The Opposite of Compound Returns
Wed, 02/18/15 | 16 Comments
The Opposite of Compound Returns

A while back, I wrote a well-received post on why it is so important to leverage the power of compound investment returns on your savings.
Here’s what I calculated, to make the case:
“$1 saved in your …

Save to Win (Lottery Tickets)!
Mon, 09/22/14 | 8 Comments
Save to Win (Lottery Tickets)!

Do you like playing the lottery?
Then you’ll LOVE turning your savings account in to a lottery ticket!
OK, that sounds worse than it is, but that’s the general concept behind Save to Win and other “prize …

Credit Cards Vs. Debit Cards: Millennials are Choosing Wrong
Mon, 09/15/14 | 41 Comments
Credit Cards Vs. Debit Cards: Millennials are Choosing Wrong

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …


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