photo credit: Jacob Botter
Net Positive Income - a Good Problem to Have
It’s great to be ‘in the black’ with your net income, simply meaning that more money is coming in than being spent. This is different that being 100% debt free. All it means is that you are not accruing more debt due to [...]

photo by Drawings of Light - Paul
In a recent post, The Complete Guide to Choosing Between a Traditional 401K and a Roth 401K, we discussed all of the factors that you should consider when choosing the percentage breakdown between the two retirement vehicles. Since then, many have asked me what my personal strategy is. At this time, I [...]

 
photo by a4pga 
A growing number of employers are beginning to offer not only a Traditional 401K, but now a Roth 401K as well. If you still don’t know who this ‘Roth’ guy is, or what he does, choosing between the two can be a matter of random guess. At best. This guide will show you [...]

photo by CarbonNYC
Many of us have similar goals when it comes to personal finance - get out of debt, become a millionaire, retire early, or become financially independent, to name a few. Three short years ago, my goal was to pay off my 15-year mortgage on my house (in 15 years) and own it free [...]