photo credit: benketaro

You may have heard the phrase “a rise in commodities” frequently in the last year or so as commodity prices have skyrocketed. Usually, the first thing that comes to mind when you think of a commodity is a common physical good that is bought and sold. Something generic and pure in form. [...]

photo credit: Jacob Botter
Net Positive Income - a Good Problem to Have
It’s great to be ‘in the black’ with your net income, simply meaning that more money is coming in than being spent. This is different that being 100% debt free. All it means is that you are not accruing more debt due to [...]

photo credit: kalwa 
Earlier this week, we took a look at bear markets, bull markets, bear market rallys, and bear market corrections. The market has had a rough go of it lately. Let’s take a deeper look at recent market history. The Dow Jones Industrial average had been in a bull market since 2002, when it hit a [...]

photo credit: ecstatisist
A colleague and subscriber to 20somethingfinance recently asked me if there’s anything he should be doing with his 401K investments in light of the horrific market returns of late. Admittedly, it can be very discouraging to see your hard earned money dwindle with seemingly every passing day, however, one of the traits that [...]

photo by Rednuht
That’s a very tough question, indeed. To be perfectly honest, I’m looking at this market and I’m somewhat dumbfounded. If you look at continued emerging trends I think that you are going to see higher demand for basic materials, agricultural products, health care, and anything else tied to a diversified growing economy. Same [...]