photo credit: ppdigital
Driven by Emotions
When all it takes to buy something you are interested in is to plug in a number, or swipe with your hand, what’s preventing your emotions from taking over and making rash, irrational decisions? If there was a spectrum for frugality from 1 to 10, with 1 being bankruptcy and [...]

photo credit: killrbeez
You may know Lifelock CEO, Todd Davis’s social security number, 457-55-5462. Most people have seen it, as Lifelock has plastered it everywhere as a symbol of their flawless identity theft protection service.
However, before you give in to fear that ‘credit protection’ or ‘identity theft prevention’ agencies want you to have, you should [...]

Keeping up with your credit reports is essential for anyone who is serious about their financial well-being. They may be the only way for you to detect if your identity has been stolen. This article will show you how to get them three times per year, for free, with no strings attached.
What is a Credit [...]

photo by SqueakyMarmot
I know Dave Ramsey and many financial gurus would crucify me for saying this: ‘keep your credit card’. Key emphasis on the singular. Let me explain. The average American household with at least one credit card has nearly $9,200 in credit card debt, according to CardWeb.com, and the average interest rate runs in [...]