The Best 20SomethingFinance Posts of 2013
20somethingfinance just hit its 6th birthday a few days ago. To celebrate the occasion and the past year, before moving on to new things, I wanted to recap the best of what happened on the blog over the last 12 months.
What a busy year it was!
I embarked on my most ambitious writing project to date – the Summer of Savings. The result was a 47 article, 3-month, ‘back to the basics’ series of articles on saving money across all of the major spending categories:
- food & grocery
- health care
- and DIY/household
It was exhausting to produce, but I enjoyed crafting and the ensuing discussions – and hopefully you enjoyed the series as well.
144 new posts in all over the past year (more than any other year), a few went viral, lots of new readers and great discussion, and despite frustrations with my spam filter (99% resolved now), I’m happy about how things went. Every year I feel like I’m going to run out of things to write about, but the frightening abyss from writer’s block gets filled somehow.
Before I move on to recap the best/most popular posts of 2013, lets take a quick trip down memory lane. Last year marked the 5th birthday of 20somethingfinance and it seemed momentous enough to compile a list of the top 25 ideological and top 50 strategic posts of the first five years. If you like taking a slow and scenic journey and want to dig in even deeper, you can always take a visit to the complete archive and start from the beginning.
Also – if you are relatively new here or haven’t yet done so, you can follow the 20SomethingFinance Facebook page, circle me on Google+, follow me on Twitter, or subscribe to get new posts – for free – via email or RSS.
On to the recap!
- Do U.S. Employers Have an Ethical Obligation to Give their Employees Paid Sick Days?: I share some numbers that might, ahem… make you sick.
- Roth 401K Conversions: Should you Make the Switch?: You could always convert a 401K to an IRA. Now, however, you can also convert a 401K to a Roth 401K. But is it a wise move?
- How I Got $385 Cash Back Last Year Just for Buying my Regular Groceries: I share how I ended up getting a lot of money back just for buying the groceries I normally buy.
- National Minimum Wage: Should it be Raised & Indexed?: It’s not a question of IF the national minimum wage should be raised, but to WHAT – and is it time to start indexing?
- The Health Care Cost Article Every American Should Read: This article will make you angry – but it’s an important read, if you care about the future of health care costs and how we got where we are today.
- Having a Tough Time Getting an Interview? Try this Simple Strategy: How my wife scored her job by not following normal operating procedure.
- The 4 Reactions to Frugality & Why Spending Can Only Take you so Far: I loved writing this article and consider it a must read for anyone who has gotten ostracized or felt insecure about being frugal.
- 10 Easy Ways to Reduce your Impact (& Save Lots of Money) this Earth Day: A compilation of 10 of my favorite tips on how to simultaneously reduce your impact on the environment and save money.
- Roth vs. Traditional Retirement Accounts: Why Roths are Not Always the Clear Winner: Hopefully an eye-opener for those on the Roth bandwagon – and one of the most heavily commented posts of the year.
- Why the Name of this Blog was an Epic FAIL… but that’s OK: Guess what – I’m no longer in my 20′s. But the name of this blog lives on. Damn my foresight!
- How to Save Money on Food & Groceries: Your Secret Weapon: The first post in the Summer of Savings Series – and one of the most popular.
- The REAL Lifetime Cost of a Smartphone Plan: If you haven’t re-considered how much you are spending on your smartphone plan – read this article.
- Your Home is NOT an Investment: This one was featured on Lifehacker – and sparked some heated debate.
- 15 vs. 30 Year Mortgage: In an Infographic: My wonderful wife created an infographic that compared a 15 and 30 year mortgage. Which wins? Click to find out.
- Piece Together an Affordable Home Gym & Get Rid of Your Gym Membership: Tired of spending a lot on a gym membership you don’t use. Here’s a cheap and easy solution.
- Transportation Costs: The Second Highest Expense Category is Clearly the Most Ridiculous: You won’t believe how much Americans spend on transportation, on average. Our vehicles are killing our finances.
- The Most Powerful Tool to Cut Miles Driven, Gas, & Vehicle Costs (and it’s Free): Check out this Jedi mind trick – it works!
- The Top 1% and Income Inequality in the U.S.: Ladies and gentlemen – we have an income inequality problem. If you don’t believe so, chew on the numbers in this post.
- The Value of Work & Status to the American Identity: Do we value work more than we value ourselves?
- Why Personal Finance is so Taboo (& how we can Change that): Do we suck at finance because we don’t talk about it?
- The Obamacare Insurance Exchanges are Open. Now What? Here’s a Simple Guide: This post got zero love – but I thought it was one of the most important of the year for those who will be changing up their insurance plan.
- How Much Should I Save?: I answer the timeless question on everyone’s mind.
- The Current “State of Retirement” for Gen X & Y: There is only one thing that can save us all from being Wal-Mart greeters until age 90.
- Bikes Outselling Cars? The Return of the Bicycle: A proud moment for bike lovers. But why?
- Lessons from The Greatest Undocumented Investment Bubble in Modern History: A great 80′s flashback, with bittersweet memories.
- Make Online Purchases without THIS Rewards Card? You’re Losing Money: Seriously, don’t do it.
- How Does your Credit & Credit Score Compare to the Averages? And How to Improve your Standing: A “state of the union” on credit for Gen X, Gen Y, and me.
Thanks for making 2013 another great year on the blog!
- What are your favorite posts of 2013?
- What articles would you like to see in 2014?