This is the second in a series of posts that aim to dispel or reinforce common personal finance cliches. The first looked at the commonly used phrase, “A penny saved is a penny earned.”. Today, …

We’ve been talking a lot about wants vs. needs lately and how to control your wants. One of the most notorious wants that many struggle with is cable TV.
That’s right – cable TV is a …

Deciphering what is a want vs. a need is not always the easiest thing to do.
As we previously covered, at their simplest level they can be defined as:
What you need: the basic things that you …

It is human nature to want to simplify topics and concepts that are complex, layered, and sometimes difficult to understand.
It’s a complicated world out there and we are bombarded with information on a daily basis. …

It’s holiday gift buying crunch time! However, it’s not too late to make some last minute purchases. In fact, Amazon just extended their holiday shipping deadline to Dec. 19 for Super Saver shipping.
If you’ve spent …

I’ve been anxiously awaiting the release of the 2012 Chase Freedom bonus calendar so that I can figure out my credit card strategy for 2012.
If you’re not sure what I’m referring to, the Chase Freedom …