Poor Customer Service by Policy
Whereas good customer service and focus should be rewarded (see my list of the best retailer return policies), poor customer service and focus should be called out and not disguised as …

Time is running low for thoughtful gift purchases. With shipping windows winding down, you have just a few days left to make some wise gift purchases this holiday season. But don’t fret!
Saving money is one …

FSA Contributions do not Roll Over
If you have contributed funds to a flexible spending account (FSA) this year, you have approximately two weeks left (December 31 deadline) to use the funds before they vanish into …

Selling Gift Cards you won’t use (& Buying ones you will for a Discount)
The Holiday season usually brings a slew of new things that we don’t really need and might never use. Including gift cards. …

Discover More Card: No Annual Fee, Great Cash Back Rewards, & $0 Balance Transfer
The Discover More card easily makes my best cash back rewards credit card list. I don’t review credit cards that often (this …

Strategically, I’ve started to do a good portion of my shopping at retailers with the strongest return policies. I am a FIRM believer that these retailers successes are in no small part to how customer-centric …