Every Post In Order
With well over 500 posts and counting, 20somethingfinance.com has built up quite the archive.
This is a reverse chronological order of EVERY published post on the site.
Find the titles that suit your fancy, and browse away!
If you are looking for a break-down of posts by category, check out the full sitemap.
- 2013: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- 2012: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- 2011: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- 2010: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- 2009: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- 2008: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
- 2007: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
June 2013
- Cutting the Cord: Alternatives to Cable TV
- Plugging the Leak of Monthly Recurring Utility & Entertainment Expenses
- Cheap Meals: What are your Favorite Cheap Dinner Recipes?
- Cheap Meals: What are your Favorite Cheap Lunch Recipes?
- Cheap Meals: What are Your Favorite Cheap Breakfast Recipes?
- What are your Favorite "Go-To" Cheap Foods?
- What are the Best Warehouse Deals You've Found?
- Want to Lower your Food Costs? Become a Vegetarian
- How to Save Money on Food & Groceries: Your Secret Weapon
- Summer of Saving: 4 Months, 60+ Posts, All Geared to Saving you Money (HUGE Announcement)
May 2013
- Roth vs. Traditional Retirement Accounts: Why Roths are Not Always the Clear Winner
- Want to Get a Sneak Peek at what your Health Insurance Premiums Might be Under Obamacare?
- Average Tax Refund: How Does This Year Stack Up to the Historical Average?
- FDIC Insurance: The Interesting History Behind it, Coverage Amounts, & How to Protect your Bank Assets
- Personal Finance: Practice the Values you Preach, or Alienate your Followers
- Is "The College Experience" Worth the Price? It's Debate Time...
- The Top 10 Cheapest Cities for New College Grads (& Everyone Else)
- The Retirement Gamble: Why Low-Cost Indexing Reduces your Risk
- Watering my Lawn had MULTIPLIED my Total Water Usage!
- The Perfect Stock
- Why the Name of this Blog was an Epic FAIL... but that's OK
April 2013
- A Letter to the Management of Companies with Hated Customer Service
- The 4 Reactions to Frugality & Why Spending Can Only Take you so Far
- 10 Easy Ways to Reduce your Impact (& Save Lots of Money) this Earth Day
- 2013 National Park Week (April 20-28): Offers Free Admission to 401 National Parks, but Only on Weekdays
- How to Make a Duct Tape Wallet for $0.50
- Only You Can Prevent Tax Refund Windfall Syndrome
- Where Should you Put Money Gifted to your Children?
- Samsung Chromebook Review ($249 Version)
- Take the Best Job you Can Get & Worry About the Rest Later
- Coverdell Education Savings Account Overview & Comparison to 529 Plans
March 2013
- WTF? I MADE Money on Health Insurance & Health Care Last Year?!
- Having a Tough Time Getting an Interview? Try this Simple Strategy
- Choosing the Best HSA Account Administrator (& Yes, you CAN Choose)
- Should Payday Loans be Banned?
- What if I Want to be a Custodian for a Non-IRA Account? An Intro to UGMA/UTMA Accounts
- Monthly Budget: Here's Mine & the U.S. Average. What is Yours?
- Tax Filing Deadline is April 15 - What if I Need a Tax Extension?
- Survey Says: Reader Survey Results are In
- The Health Care Cost Article Every American Should Read
- Post Fiscal Cliff Deal 2013 Tax Brackets
- Marissa Mayer Ending Telecommuting at Yahoo? No Big Deal. Your Work-Life Balance? Big Deal
February 2013
- How I Got $435 Cash Back Last Year Just for Buying my Regular Groceries
- 529 Plan Overview: Are they the Answer to Rising Tuition Inflation?
- 20SomethingFinance Reader Profile Survey (Super Happy Fun)
- Opening a Custodial IRA for a Minor
- National Minimum Wage: Should it be Raised & Indexed?
- When Two Becomes One: Newlywed Financial Optimization
- Secured Debt vs. Unsecured Debt: Which you Should Pay Off First?
- E-File Tax Identity Theft Fraud is Exploding: Here is How to Protect Yourself
- Your Guide to a Less Painful 2012 Tax Return
January 2013
- Money and Marriage: Should you Separate or Combine Finances?
- Free Birth Control for All Women? Almost...
- New Federal "Pay As You Earn" Student Loan Repayment Plan Now Available
- The 15 Most Fuel-Efficient Cars of 2013
- Do U.S. Employers have an Ethical Obligation to Give their Employees Paid Sick Days?
- Roth 401K Conversions: Now that They're Here, Should you Make the Switch?
- The Top 15 Cheapest New Cars of 2013
- Fiscal Cliff Deal Details: How it Impacts you
- Share your Biggest Financial Accomplishments of 2012 & Goals for 2013!
December 2012
- The Best 20SomethingFinance Posts of 2012
- The Top 50 Tactical Posts of the First 5 Years of 20somethingfinance
- The Top 25 Ideological Posts of the First 5 Years of 20somethingfinance
- 5 Biggest Lessons Learned in 5 Years of Personal Finance Blogging
- Roth IRA Basics (Updated for 2012 & 2013)
- Reader Case Study: "Help! Where's all my Money Going?!"
- SIPC Insurance Coverage Protects your Investments
- 2013 Energy Tax Credits: Go Big or No Credit for you
- An Experiment in De-Commercializing the Holidays
- 5 Life Takeaways from the Great Recession (to Prepare you for the Next One)
- How I Scored a Lifetime of Massage, Physical Therapy, & Chiropractor Work for Just $60
November 2012
- Moving Into a Career in Nursing: my Wife's Career Change Story
- Qualifying for the Saver's Tax Credit in 2012 and 2013
- Black Thanksgiving: Who is to Blame?
- Why I've Decided to Max out my HSA in 2013 & Beyond (While I can)
- Fiscal Cliff: What is this Thing? Can it be Avoided?
- HDHP vs. PPO Costs, Savings, & Thoughts: 1 Year After the Switch
- EPA Audit Determines Kia & Hyundai Overstated MPG Efficiency: you May be Entitled to Compensation
- CPT Codes: Why you NEED to know what they are
October 2012
- 6 Open Enrollment Season Must-Do's
- CEO's Threatening Job & Pay Cuts Based on Election Results? Yep, It's Happening
- 2013 Traditional & Roth IRA Maximum Contribution Limits Increase for First Time in Years
- The 2 Things Everyone should do to Lower Heating Costs this Winter
- 2013 Maximum 401K Contribution Increased
- No Impact Man: Impactful on your Road to Impact Reduction?
- Why Eyeglasses are so Expensive & how you can Pay Less
- Interest Rates: APR vs. APY (and why it Matters)
- Where to Get Cheap or Free Flu Shots (Updated for 2013)
- How Much Life Insurance Should you Buy?
- Expiration of Bush Tax Cuts? Romney Vs. Obama on Dividend & Capital Gains Tax Rates
September 2012
- Help! My Health Insurer won't Pay the Bill!
- 2013 Child Tax Credit of $1,000 Extended
- The Retirement Crisis that Could Lead to a Zombie Apocalypse
- Don't Pay for your Utility Company's Green Energy Program (or Trust Super PACs)
- Charitable Tax Deductions & the Ambiguous Donation Receipt
- Job Commitment & Loyalty: Would you Sign a Job Contract?
- Home Equity Loan (HEL) Vs. Home Equity Line of Credit (HELOC): which is Better?
- Only Two Personal Finance Magazines Remain: Can they Survive?
- Student Loan Deferment, Forbearance, & Forgiveness Options
- New Fuel Economy Standards: 54.5 MPG by 2025
August 2012
- How Much Money would you Need to Walk Away?
- Education Tax Credits & Deductions in 2012
- Dividend ETF's: The Passive Way to Invest in Dividends
- The Ultimate List of Somewhat Shady Ways to Save & Make Money
- What is Prime Rate? & How Does it Impact me?
- 5 Conversation Starters for a Financially Irresponsible Significant Other
- The Dividend Aristocrats Investment Strategy
- Olympic Athlete Finances: From Poverty to the Penthouse
- What's in My Wallet
- Dividend Investing: An Introductory Guide
- Preventative Care Benefits for Women Kick in this Week Under the Affordable Care Act
- Lifestyle Inflation... Justified.
July 2012
- How to Get your Social Security Statement Online (& why you Should Check it Annually)
- Accident Forgiveness: How Does it Work & Which Insurers Offer it?
- How to Replace a Comcast Modem with your Own (in 4 Easy Steps)
- How to Roll Over your 401K to an IRA
- Which Type of Auto Insurance Covers you if at Fault in an Accident?
- Why you should Consolidate your 401K's into a Rollover IRA
- Dave Ramsey's Baby Steps: The Better Version
- Does Opening or Cancelling a Credit Card Impact your Credit Score? & How Much?
- New Stuff Around the Site
- Obamacare Upheld by Supreme Court: What it Means for YOU
- The BIG Home: American Dream or Disease?
June 2012
- The Breaking Bad Guide to Personal Finance
- Frugal Origins: Why do you Practice Frugality?
- Down Payments: How Much Should you Put Towards them?
- When Personal Finance Overlooks Ideology, You Lose
- Drop Driver Points & Get Insurance Discounts by Taking a Defensive Driver Class
- What is the US Poverty Line & Could YOU Live Below it?
- Comcast Internet Essentials Offers $9.95 Internet to Low Income Families
- Our $346 Cheap Vacation: How we Travel on a Shoestring Budget
- Take Advantage of your Employer's HDHP & HSA Bonus Incentives while you can
- My Car Accident Story
- How to Invest in Small Amounts as a Beginner
May 2012
- 3 Ways to Get Rid of your Comcast (or Other ISP) Modem Rental Fee
- Why you NEED to Start Investing (Even in Small Amounts)
- Save Money on Prescriptions with Health Insurance Prescription Mail Order Delivery
- 50 Life Pleasures that Make Money Seem Insignificant
- Should you Buy Mortgage Life Insurance or Kick it to the Curb?
- The Dark Side of Budgeting
- Zecco & TradeKing are Merging
- How to Get Cheap Dental Care without Dental Insurance
- Is Gen Y Becoming the Frugal Generation?
- Which is More Fulfilling: Saving Money or Making Money? (reader poll)
- The Funny thing About Convenience...
- 8 Tips to Protect Yourself Against Mail Identity Theft & Fraud
- Income & Happiness Studies: How much is Enough?
April 2012
- What is SRI? An Intro to Socially Responsible Investing
- Death to the Cheapskate
- The World of Personal Finance Blog Advertising & the 20somethingfinance Advertising Policy
- 3 Credit Card Theft Scenarios you May not have Thought of
- Is Craigslist the #1 Money & Planet Saving Invention EVER?
- Groupon? I'd Rather Buy Poupon... Grey, that is
- The Marriage of Impact Reduction & Personal Wealth
- Stop Complaining & Start Acting on High Gas Prices
- How Much does your Home Insurance Premium Cost? Plus: Tips on how to Lower it
- $4 Per Gallon Gas: From Apocalypse to Necessary Evil Tax in 4 Short Years?
- How I Cut my Electric Bill by 22% with a $30 Device. PLUS: Take the Electricity Use Challenge!
- 20somethingfinance Rated Among 10 Best Personal Finance Blogs by Kiplinger
- I Won the Mega Millions!
March 2012
- A Humbling Reminder of why you Need Home Insurance
- How to Check your Tax Refund Status
- Gen Y & their Boomerang to Nowhere
- 2012 National Park Week Offers Free Admission to All 397 National Parks
- Why the Goldman Sachs Resignation Letter from Greg Smith Lacks Credibility (& how to Resign with Dignity)
- The Crossover Point & Financial Independence
- 12 Utility Company Rebates & Freebies to Grab at the Beginning of the Year
- What are your Favorite (& the Sexiest) Personal Finance Topics to Read & Discuss?
- What is Private Mortgage Insurance (PMI)? And how can you Avoid or Get Rid of it?
- Accessibility of Information & the Death of the Dumb Card
February 2012
- Is the U.S. Vs. International Stock Allocation 80/20 Rule a Conspiracy?
- Betterment Significantly Lowers Fees & Adds IRA's: Are you a Believer?
- Social Security Payroll Tax Cuts Extended through the Rest of 2012: What will you do with your Extra 2%?
- 5 Stupid Post Grad Financial Mistakes I Made & the Lessons Learned (for you to Avoid)
- 7 Online Brokers with Commission-Free ETF Trades
- What is your Definition of Financial Independence?
- The Quick Rise & Inevitable Decline of the Modern Economy
- How much should you Spend on an Engagement Ring? How about Nothing?
- Does it Make Sense to File our Taxes Married Filing Separately?
- My New Car Negotiation & Trade-In Strategy Enacted
- A Review of the Personal Finance Classic: Your Money or Your Life
- 2011 Income Tax Return Guide
- New Car Strategy: How I Found the Best Value on a New Car
January 2012
- How Much Electricity Costs to Power Household Devices & How to Cut your Usage
- Yes, there is Life After Cable TV: Share your Story
- Why "Spend Less than you Earn" is Flawed Financial Advice
- The Tale of Grandy, my Dying Car
- How to Get 3 Free Credit Reports Per Year (with no Strings Attached)
- 2012 Tax Deadline
- The Most Fuel Efficient Cars of 2012
- 2012 Energy Tax Credits Reduced
- Credit Karma has Started Offering Free Credit Monitoring
- 2012 Tax Brackets & Standard Deductions Changes
- The Top 15 Cheapest New Cars of 2012
- Share your Biggest Financial Accomplishment of 2011 & what you're Excited About for 2012
December 2011
- 20SomethingFinance 4th Blogiversary & Best Posts of 2011!
- I'm on Google Plus! Let's Circle it Up
- Good or Bad Personal Finance Cliche: "Your Home is an Investment"
- The Lifetime Cost of Cable TV (Warning: you will Get Sick)
- How to Control your Wants & Impulsive Buying
- Good or Bad Personal Finance Cliche? "A Penny Saved is a Penny Earned"
- 6 Kick-A$$ Last-Minute Money Saving Gifts
- Wants vs. Needs: How to Turn Grey Into Black & White
- How to Reach Health Insurance Nirvana with your Employer's HDHP & HSA
- The Best Supermarket Cash Back Rewards Card: Blue Cash Preferred® from American Express
- Don't Forget Aboot Us: 89% of Canadians Feel Overworked too
- What is a Health Savings Account (HSA)?
November 2011
- Facebook Stock IPO: Should you Buy it?
- 25 Awful Things that Still Beat Shopping on Black Friday
- The Cheapest College Towns to Live in & why you Should Consider Moving to One
- What Should Our Government do when it Impacts your Bottom Line? (reader poll)
- What is a High Deductible Health Plan (HDHP)?
- Social Media Profiles May be Preventing you From Getting Hired
- What are your Best Customer Service Tips?
- The Age Wealth Gap is Getting Bigger & Our Net Worth Sucks. Here's how we Fix it.
- 10 Ninja Tips to Slash the Cost of Dining Out at Restaurants
- Will you Qualify for the Saver's Tax Credit in 2011 or 2012?
- Big Banks Abandon Debit Card Fees: Score Another Win for Consumers!
- Wedding Insurance: Do you Need it?
October 2011
- Will Obama's Student Loan Relief Plan Help you & Our Country?
- Speed Interning: Unconventionally Brilliant!
- Citi Dividend Platinum Select Visa $100 Cash Back Promotion Easy to Get
- 2012 Traditional & Roth IRA Maximum Contribution Limits
- 2012 IRS Maximum 401K Contribution Increase Announced
- The 10 Best Interview Tips (from a Real Interviewer)
- Have you Lost all Confidence in the Stock Market?
- 5 Banks where Checking Accounts & Debit Cards are Still Free
- Forget Wall St. - Occupy Needs to Head to DC
- Steve Jobs: The Dark Legacy Beyond the Cool Devices
- How the Internet has Destroyed the American Economy
September 2011
- Would you Support your Financially Negligent Parents?
- Free Wifi Hotspot Access at 7 National Chains
- Netflix, Qwikster, & the Official Guide to Killing your Customer Base
- Inheritance? Forget it. 5 Reasons why Gen X & Y won't Get Inheritances
- REIT Investing 101
- Your Personal Savings Rate Poll Results
- Would you do your Job if you Didn't Get Paid for it? (reader poll)
- Becoming Vegetarian on the Cheap
- A Personal Savings Rate by Country Comparison
- 5 BIG Reasons to Start Selling your Stuff Today
August 2011
- What is your Personal Savings Rate? (reader poll)
- How to Negotiate a Lower Comcast Bill
- The Chinese Housing Crisis that will Send the World into a Great Depression
- What is an ETF?
- 12 Garage Sale Tips to Increase Traffic & Sales
- Emergency Savings: is 6 Months Still Enough?
- Why Our Politics are Broken: Political Ad Money & How to Fix it
- Buy a House for the Mortgage Tax Deduction? Not so Fast
- Consumers Need 12-Step Programs Too: My Counseling Session with Mother Earth
- Virgin Mobile Price Increases by 40%: A Sad Day for Cheap Data Plans
- 6 Things I Learned About Life at Warrior Dash
July 2011
- Internet Sales Tax Debate: Where do you Stand?
- Denied Credit? Now you will Get a Free Credit Score
- 5 Reasons to Ditch the Car & Ride a Bike to Work
- Two Paths to Financial Independence. Which will you Take?
- Electric & Hybrid Tax Credits by State
- Dissecting the Netflix Price Increases: Time to Cancel?
- Chinese Ghost Towns? Get Ready to Feel Good About Being American Again
- What is Net Worth?
- U.S. Vs. Canada Consumer Spending: Who is More Budget Savvy?
June 2011
- Money Can't Buy Happiness - But it Can Buy 10 Things that Help you Realize it
- The Cost of Air Conditioning Vs. a Fan: Is it Time to Re-Think Our Addiction to AC?
- How to Save Money Fast: 4 Emergency Techniques
- Pay Off Student Loan Debt or Save for Retirement? Help a Reader!
- 5 Part-Time Jobs with Health Insurance & Benefits
- Does Closing a Savings or Checking Account Hurt your Credit Score?
- At What Age do you Plan on Being Partially & Fully Retired?
- 5 Craigslist Power User Tips to Selling Anything Super Fast
- The 5 Biggest Dying Regrets
- The Spend What you Sell Strategy Gets Rid of Clutter & Makes you Money
- Traditional Retirement is DEAD! Now What?
May 2011
- 7 Financial Spring Cleaning Fixes!
- Dear Comcast - Your Customer Service Still Sucks: My Comcast Chat Transcript
- The Unlucky 7: The Top 7 Financial Bloopers Young Professionals Should Avoid
- Roth 401K Basics
- 5 Different Multiple Income Stream Strategies Shared by Readers
- Invest in a Roth IRA or 401K?
- Broadband Bandwidth Usage Caps: It's Time for Consumers to Band Together
- 5 Reasons to Switch to a Reel Mower
- Extreme Couponing: Is it Worth it?
- Silver (SLV) Selloff Highlights Dangers in Following the Herd when Investing
- Ooma Referrals are Back!
- American Express Blue Cash Everyday® Card Review
- The Student Debt Cocktail: When Student Debt, Poor Credit, & Unemployment Wipe Out the Increased Earning Power of a Degree
April 2011
- Use the New Airline Bump Payout Rules to Negotiate a Better Deal
- How to NOT Invest Like a Pro (and beat them) with Passive Index Investing
- Tragedy, Money, & the Good Things in Life
- How to Get Over the Fear of Investing
- How to Run an Awesome Barter Exchange for Earth Day
- What is a VantageScore?
- Have you Diversified your Income Streams? Share your Story!
- Are the Cheapest Diesel Cars Worth the Price?
- How to Start an Online Broker Account
- 7 IRS Audit Red Flags you Should be Aware of
March 2011
- 5 Reasons Why you Should Not Build a New Home
- The Personal Finance Marathon: 4 Tips to Help you Stay on Track
- Should you Pay Off Debt or Invest?
- Help! My Significant Other & I Don't Share the Same Financial Goals (help a reader)
- Where to Find the Cheapest International Call Rates
- Our Cheap Wedding: 7 Steps for an Awesome $2,500 Wedding
- The Cost of Manual Transmission vs. Automatic Transmission: Is it Worth it?
- Test Your IRA Ninja Skills!
- What Does the Average Wedding Cost?
- Zero of My Peers Invest Outside of their 401K?! Why Aren't You?
- Credit Karma Review
- Does your 401K Match Up Against the Averages?
- Broke and Broken: It's Time to Start Fixing Our Country
February 2011
- Do you Need to Buy Rental Car Insurance?
- Frugality through Vegetarianism: How to Save $2-$3K Per Year & the Planet by Moving Away from a Meat-Based Diet
- Craigslist Cars: 7 Steps to Get there Before the Vultures!
- 5 Tips to Help you Cool Down your Heating Bill
- 6 Reasons Why I Still Subscribe to a Print Newspaper
- Google Voice Number Porting: How to & Pros & Cons
- Net10 LG900G Review: A No-Contract “Smartphone” for Under $40?
- Looking for a Secure Job? Start with these 20 Occupations with the Lowest Unemployment Rate
- 20SomethingFinance 2010 Tax Guide
January 2011
- Retire vs. Quit: Fun with Google Insights for Search
- What would you do with your Life if Money were not an Issue?
- Billy Walters: The Most Feared Sports Better in History Tells 60 Minutes why he Avoids Wall Street
- The Most Fuel Efficient Cars of 2011
- The Top 15 Cheapest New Cars of 2011
- Energy Tax Credits Extended but Reduced in 2011
- 2011 Tax Rate Bracket Changes Announced by IRS
- The Hidden 401K Fees that Can Crack your Nest Egg
- Get it On. Child Tax Credit Extended through 2013
December 2010
- The 57 Best 20SomethingFinance Posts of 2010. Happy New Year!
- 10 FREE Financial Services to Help you DOMINATE your Financial New Year’s Resolutions
- Obama Tax Cut Extensions & New Payroll Tax Cuts: How Much will you Save?
- Napping at Work – Why don’t Employers Encourage it?
- Best Buy Responds to my Bashing by Eliminating Restocking Fees
- Ranking the 4 Major Wireless Carriers Early Termination Fees (& How to Avoid them)
- The 5 Worst Retailer Return Policies
- 6 Money Saving Gift Ideas that Truly Keep on Giving
- 4 FSA Eligible Expenses to Make Before it’s Too Late
- Discover it® Card Review: 0% Intro APR on New Purchases & Balance Transfers
- Tis the Season of Purchases: The 5 Best Retailer Return Policies
- Netflix Streaming Only Option Launch & Price Changes
November 2010
- Corporate Profits at All-Time High. Unemployment at 9%. What does this Mean?
- 3 Steps to Pull Away from the Rat Race & Work Fewer Hours
- 2011 Flexible Spending Account Changes to Consider for Open Enrollment
- The TRUE Cost of Bottled Water Vs. Tap Water (& Comparative Purity & Taste Test Results)
- Quantitative Easing Definition & How it Impacts you
- Live Sporting Events Vs. HDTV: Which do you Prefer?
- I Hate My Job! 55% of Americans Agree. Try These 5 Steps to Fix it
- IRS Maximum Traditional & Roth IRA Contribution Limits for 2011
- Should you Move Back Home with your Parents? (85% of this year’s grads planned to!)
October 2010
- 2011 IRS Maximum Allowed 401k Contribution Announced
- How to Get Rid of Cable: Share your Story!
- Why Job Performance is Mostly Unrelated to Job Security
- Job Security: The 4 Pillars that Guarantee it (& Boost your Income)
- How to Use a Secured Credit Card to Build your Credit
- The U.S. is the Most Overworked Developed Nation in the World – When do we Draw the Line?
- Bartering Taxes: How to Report Barter Income to the IRS
- Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score
- Bartering: How to, the Best Barter Websites, & Why National Barter Networks Fail
September 2010
- Always Check your Bill. Catching an Error Just Saved me $702!
- The Age of Disloyalty & Career Change: Should you Tell your Employer you are Changing Careers?
- Is the “Manager Special” Ever a Good Idea?
- The Cheapest Data Plans for Mobile Phones
- How Much Do you Tip for Takeout Food?
- 10 Library Freebies you Might Not have Known (or Forgot) About
- At what Income does Money no Longer Affect your Happiness?
- 10 Free Birthday Meals
- What are Closed End Funds?
August 2010
- CouchSurfing 101: 10 Tips for First-Time Surfers
- 5 Ways to Recession-Proof Yourself
- Mark Cuban, Tony Robbins, & My Personal Rants on the Economy
- 10 Fun Summer Activities for Under $10 that you May Have Forgot About
- TradeKing Review
- 70% of Americans want to be Self-Employed. What is Stopping you?
- 2010 Roth IRA Conversion Rules: What’s the Big Deal About 2010?
- 7 HUGE Benefits to Downsizing into a Tiny Home
- CouchSurfing: The New Way to Travel?
- Traditional & Roth IRA Income Limits
- GM’s Chevy Volt Vs. Nissan Leaf: The Mass-Market Electric Vehicle Wars Begin
- Adjusted Gross Income (AGI) Vs. Modified Adjusted Gross Income (MAGI)
July 2010
- Tracfone Review: Prepaid Wireless at its Dirt Cheapest
- The Top Ten Cities for Young Professionals
- An Intro to Urban Homesteading with the Dervaes Family
- 3 Guerrilla Tactics to Get Rid of Clutter
- Craigslist Apartment Searches on Google Maps Mashups
- First Date: How Much Should you Spend?
- How to Navigate 'Sell by', 'Use by', & 'Best Before' Dates in Order to Cut Down on Food Waste
- Should you Give Money to Panhandlers?
- Are Losses on the Sale of a Home Tax Deductible?
- A Guide to the New Bank Overdraft Protection Fees Rules
- Homebuyer Tax Credit Extension Date Moved...Sort of
- Stop Wasting Money on Electricity! Your Guide to Identifying & Unplugging Standby Power Appliances
June 2010
- Would you Lend Money to Family or a Friend?
- 10 Food Rules to Save you Money & Improve your Health
- Get Microsoft Office 2010 for Free - for 60 Days
- Real Estate Capital Gains Taxes on the Sale of a Home
- How Much do you Tip for Food Delivery?
- 2010 Federal Tax Brackets: Plan Now Before It's Too Late
- American Express Purchase Protection Plan - a Rare Credit Card Benefit
- Finding Happiness Along the Way to Long-Term Financial Goals
- Using 0% APR Balance Transfer Credit Cards to Pay off Debt
- Unemployed? Many Hiring Employers Won't Even Give you a Look
- Does Nitrogen Tire Inflation Improve Mileage & Save Money?
- Ooma Referral Coupon Codes Available
- I Got Burgled! 10 Tips to Avoid Theft when Traveling Abroad
May 2010
- Use an ISIC (International Student Identity Card) to get Student Discounts when Traveling Abroad
- De-constructing Society's Educational Norms: Do your Life Goals Really Require a Traditional Education?
- How to Check Tire Pressure & Inflate your Tires
- Small Non-Profit Tax Exempt Status Could be at Jeopardy
- Roth 401K Contibution Maximum Contribution & Comparisons to Traditional 401K
- What are your Costly Pleasures?
- How to Donate your Car to Charity in 7 Steps
- Virgin Mobile Beyond Talk: $35 for Unlimited Data, Text, & 300 Minutes?
- Mark Cuban's Solutions to Fix the Stock Market
- Box of Tricks: 1 Apartment, 24 Rooms, 344 Square Feet
- Ally Bank Raise Your Rate CD: Insurance Against Rising Interest Rates
- Stock Market Crash of May 6 2010 Highlights a Broken Market
- How to Replace the Air Filter in a Car
- Ooma Review: 1 Year After Making the Switch
April 2010
- The 4 Grocers that Stock my Pantry - Where do you Shop?
- Craigslist & Other Classified Ad Phrases Alternative Meaning Humor
- The 4 Keys to Saving Money on Food & Groceries without Sacrifice
- Comcast Class Action Lawsuit: is it Worth $16?
- How to Get the Most Out of Auto Insurance Quotes
- Save on Groceries? Not if it Means Sacrificing these 6 Food Qualities
- How Much is your Time Worth? When Outsourcing your Life Makes Sense Financially
- 8 Personal Finance Spring Cleaning Ninja Moves
- iPad Review: Is it Worth Adding to your Apple Collection?
- Buyer Remorse Storytime: 3 Times I Felt it & How you can Avoid it
March 2010
- Death of the Staycation & the Return of the Vacation?
- 5 Personal Finance Goals for your Thirties
- FTC Cracks Down on Free Credit Report Scams with Catchy Parody Spoofs
- REI Review: Why the Lifetime REI Membership was Worth the Money
- 2010 IRS Federal Home Energy Tax Credit Guide
- Healthcare Reform: How it Impacts You
- How to Use a Trailing Stop-Loss Order to Preserve your Market Gains
- Buy or Rent: The One Number you Need to Look at
- TrueEarnings® Card from Costco & American Express Review
- Credit Card Act Gift Card Protections Make Gift Cards LESS of a Rip Off
- 6 Reasons why your Next Car Should be a Ford Fiesta
- American Paternity & Maternity Leave vs. The Rest of the World
- How to Avoid Getting Burned by the Magazine Industry
February 2010
- 55 Marketable Hobbies that you Love & Can Get Paid For
- What you Need to Know About the Credit Card Act
- Getting Paid to Do What you Love: A Close Look at Marketable Hobbies
- PerkStreet Financial Review: A Free Debit Card with Rewards
- The First Steps to Stop Dreaming & Start Retiring - NOW!
- Never Hire a Contractor without Following These 5 Steps First
- Gender & Personal Finance: Do Men Still Dominate Personal Finance in the Home?
- The Top 10 Cheapest New Cars of 2010
- My 5 Favorite NON-Personal Finance Blogs
January 2010
- Avoid Putting your Bridesmaids & Groomsmen in Debt
- Thinking of Itemizing your Tax Deductions? Here's a Teaser
- The Top 5 Best Android Personal Finance Apps to Save you Money
- Why Graduate Degrees Are a Rip Off: Crunching the Numbers
- What is the Retirement Savings Contributions Credit? Can I Claim it?
- Reader Dilemma: I Cant Get Approved for a Credit Card! How do I Build Credit?
- Better at Finance Because of your Parents - Or In Spite of them?
- The Free Alternatives to Microsoft Office: Stop Wasting Money!
- Finally! TransUnion Delivers on their Class Action Settlement Benefits
- Reader Question: Bank of America Closing my Account After I Opted out of a Rate Increase
December 2009
- Best 20SomethingFinance Posts of 2009
- 2010 Financial Resolution Guide: 10 Choices - A La Carte Style
- 2010 IRS Maximum Allowed Roth & Traditional IRA Contribution Limits
- The 12 Best Songs About Money. EVER.
- The Average American's Holiday Spending will Drop. What About Yours?
- The 3 Questions you MUST Ask Yourself Before Reading Another Personal Finance Post
- The Story of Stuff & its Impact on your Personal Finances
- My Personal Quest to De-Commercialize the Holidays
November 2009
- Pet Owner? The HAPPY Act Might Bring you Tax Deductions
- The 5 Worst Twenty Something Personal Finance Blunders
- Why the English are More Frugal than Americans
- Personal Finance DeathMatch: You Vs. Your Parents - who Wins?
- The 2 Financial Benefits that Every Veteran Should Receive
- 4 Things you should do Before Open Enrollment Closes
October 2009
- Hulu to Charge for Content - are you Buying?
- 2010 IRS Maximum Allowed 401k Contribution Announced
- The Shockingly Low Amount of Retirement Savings per American
- Best Employee Benefits Ever: Nustar Energy?
- The Next Sin Tax - Twinkies & Ice Cream? A Look at the Food Sin Tax
September 2009
- When to Move to Joint Financial Accounts
- Ways to Minimize the Material Impact of E-Clutter
- 3 Simplistic Strategies for Getting Rid of Clutter
- Why Getting Rid of Clutter is so Dang Hard
- Harvard's Endowment Fund Hoard
- I Could Buy my Old House for One-Third of the Price?
- Why you Need to Put a Monetary & Qualitative Value on your Employee Benefits
August 2009
- Can you Cash in on Cash for Refrigerators?
- Don't Move Without First Using these 4 Real Estate Websites
- The Beginners Guide to Playing Disc Golf
- 4 Investment Learnings from the Stock Market Collapse & Rally
- A Look Into the Tiny House Movement with an Interview of Tiny Home Pioneer Jay Shafer
- What is your Favorite Employee Benefit? Take the Poll!
- Battle of the Sub Sandwich Franchises: Quiznos - Blimpie - Subway & Jimmy Johns
July 2009
- All you Need to Know About Limiting your Expenses
- How Much can My Employer Contribute to my 401K?
- 5 Ways that Personal Finance Mirrors the Tour de France
- Student Loan Rate Cut Opportunities
- What would you do with a Financial Windfall?
- 5 Best Ways to Absolutely Destroy your Personal Finances
June 2009
- The Effective Simplicity of Budgeting by Envelopes
- The Most Common Roth 401K Misconception
- 20 Backpacking Tips for Beginners
- Cash for Clunkers Credit Incentive Details
- How to Train & Prepare for your Backpacking Trip
- Why you Should Calculate your Real Hourly Wage
- Choosing the Right Backpacking Food & Clothing
- The Beginner’s Guide to Backpacking: Buying Backpacking Gear & Supplies
May 2009
- The Service Engine Light: Your Mechanics Dirty Little Secret
- Top 10 Best Cities to Find a Job in
- Is the Peace Corps a Legit Alternative to Getting a Job?
- How to Benefit from Chrysler's Fire Sale
- Money Vs. Career Satisfaction: Which do you Choose?
- Comcast's Kryptonite Discovered
- How to Get Free Landscaping Work Done Using Craigslist
- The Economics of Owning a Motor Scooter Vs. a Car
April 2009
- Pensions Vs. 401K's: Why you should Care that Pensions are Going Extinct
- The Before you Turn 30 Financial Goals Checklist
- How to Find the Cheapest Flights
- 12 Tips on how to Get a Good Deal on a New Car
- Net10 Review
- How to Write a Winning Resume that Stands Out
- 8 Ways to Limit Financial Loss from Theft of a Purse or Wallet
- My Review of the Budget Slimming Ooma VOIP System
March 2009
- My Battle with ETrade Over a $25 Fee on a No-Fee IRA
- The Tata Nano: Will it Ever Launch in the U.S.?
- 5 Ways Twenty Somethings can Financially Benefit from the Recession
- Buy and Hold is Dead in the New Age of Investing
- Book Review & Real Life Application: Winning Job Interviews
- How to Buy Quality Eye Glasses Online & Save Hundreds
- The 5 Best Places to Sell Stuff Online & Elsewhere
- How to Use Ooma and Net10 to Cut your Phone Bills in Half
February 2009
- How to Set up an Automatic Savings Plan
- How Does the Economy & your Income Impact your Health?
- The 7 Personal Finance Teachings that could Save our Nation
- Are you Ready for the Analog to Digital TV Conversion Switch?
- How I Saved $1,700 By Being a Craigslist Subletting Nomad
- 5 Ways to Use Craigslist to Save and Make BIG Money
- 5 of the Cheapest & Best Ways to E-File your Taxes
January 2009
- 5 Ways to Host a Super Bowl Party for Super Cheap
- How to Track Expenses through GMail Quick Links and Google Docs
- Extreme Job Hunting Strategies
- Can Money Buy Happiness? 5 Arguments for (and Against)
- 7 Lessons Learned After One Week of Unemployment
- How to Use Wattzon.com to Cut Energy Use & Expenses
- Day One of Unemployment
- 10 Characteristics your Financial Planner Must have
- Inflation: How to Beat it with Smart Financial Planning
- Hyundai will Take your Car Back (Most of the Time)
- A GTD Summary & Review of Allen's Getting Things Done
December 2008
- The Site Turns 1. Here's the Best Posts Over the Last Year
- 20SomethingFinance is Now Accepting Guest Posts
- 8 Financial Mistakes that Lead to the Post-Grad Blues
- 6 Steps Towards Financial Freedom in 2009 and Every Year
- Is Netflix Worth the Subscription Fees You're Paying?
- ETF's Versus Index Funds & the 5 Big Differences to Consider
- Does your 401k Plan Offer the Elusive Self-Directed Brokerage Option?
- 5 Easy Steps to Eliminate your Junk Mail
- IRS Maximum Allowed 401k Contribution Increases in 2009
- A Complete Guide to Effectively Organizing your Paperwork & Mail
- My Zecco Review
- 10 Ways to Build, Improve, and Maintain your Credit Score
- 5 Reasons why Dollar Cost Averaging is Back with a Vengeance
November 2008
- How to Send Text Messages (SMS) Via Email for Free
- Is your 401k Match Being Cut? This May be your Hint to Find a New Job
- 5 Reasons why Everyone Needs a Traditional IRA
- Cost of Living Adjustments May Not Measure Up
- When Will Obama's Tax Cuts Take Effect?
- Should I Buy a New Car or a Used Car?
- How has Technology Impacted your Finances Over the Last Decade?
- Who Should Pay for the Date? The Dreaded Dilemma Examined
- 10 Opportunities Created by a Slowing Economy
October 2008
- The 5 Best & Worst Market Sectors to Invest in Over the Next Decade
- 8 Rules you Must Follow when Buying Stocks During a Recession
- Warren Buffett is Moving 100% into U.S. Stocks. Should you?
- Retirement Planning in a Turbulent Economy
- How to Find a Good Mechanic who will Save you Money
September 2008
- 10 Basics for Financial Peace of Mind in Tough Times
- Tesla Motors 100% Electric Sedan Model S Coming Soon!
- What is Fannie Mae & Freddie Mac? Why Should I Care?
- How to Wipe Out Credit Card Late Fees & Bank Overdrafts
- 7 Easy Ways to Save Money by Saving Water
August 2008
- Who will Cut my Taxes More: Obama or McCain?
- How to Buy a Mutual Fund
- How to Make a Stock Trade
- How Old are your Tires? Your Safety may Depend on the Answer
July 2008
- Sign Up for your Trans Union Class Action Settlement Benefits - Free Credit Report, Credit Score, & Cash
- 5 Rules & Tools for Wise Coupon Use
- 10 Tips to Help you Sell your Car Before you Buy it
- Which Car Should I Sell - Results
- Which Vehicle Should I Sell? You Decide!
June 2008
- Inflation is Back with a Vengeance. Will it Stay?
- How to Homebrew
- An Introduction to Investing in Commodities
- Emergency Savings Fund: Why, How Much, and Where?
May 2008
- Tesla Roadster: Best Car of 2008 (and it's 100% Electric)
- Who Keeps Killing the Electric Car?
- Why Skyrocketing Gas Prices are Good for your Finances
- Where do I Put all of My Money? A Guide to Asset Allocation
- How is a Mutual Fund's Share Price (NAV) Determined?
- How to Get out of Debt: Step 2 - Debt Payoff Strategy
April 2008
- How to Save on Auto Insurance
- Clever Ways to Delay Instant Purchase Gratification
- How to Get Out of Debt: Step 1 - Stop the Bleeding
- Term Life Insurance Versus Cash Value Life Insurance
- Life Insurance: How Much Coverage do I Need, if Any?
- Should you Pay for Lifelock when you can Prevent & Monitor Identity Theft for Free? A Lifelock Review
March 2008
- Bull, Bear, & Hog Market Terminology
- Should I Invest in Index Funds or Managed Mutual Funds?
- Why do Some Mutual Funds Close to New Investors?
- 8 Ways to Cut your Heating & Cooling Bills
- Jim Cramer: The Good, the Bad, and the Ugly
- 3 Reasons why Tax Refunds are Bad & how Allowances can Help
February 2008
- You may be Ready to buy your First Home, if...
- Choosing Between a Traditional 401K and a Roth 401K, Part II: How will my Choice Effect Early Retirement?
- The Complete Guide to Choosing Between a Traditional 401K and Roth 401K
- 3 Necessities for Any Long-Term Financial Plan
- Free Google Docs & Excel Personal Budget Spreadsheets!
- 5 Ways to Limit Financial Planner Conflict of Interest
January 2008
- Green Matters: Reducing my Commute will Fund my Retirement; 10 Ways you can Save at the Pump!
- 4 Reasons why it Might be the Right Time to Become a Homeowner
- Simplify your Finances with a 4-Step Personal Budget
- How to Sell your House For Sale By Owner (FSBO) in 3 Months for Almost Nothing
- Forget Dave Ramsey, 5 Ways I’ve Used Credit Cards to Better My Financial Health



