A few weeks back when I highlighted my monthly budget, a few readers noticed a few absent line items.
One gigantic glaring absence, as reader, Jason, pointed out, was the cost of health insurance (and more …

Last fall, I highlighted my wife’s switch to a career in nursing.
Nursing was a careful selection. She wanted to get away from the desk and work more with people. Her family has a number of …

I’ve been on a big HSA kick, since I made the move to an HDHP.
Tax-free (pre-tax) contributions and withdrawals for qualified medical expenses, employer contributions, and growth through investments for the win!
Unlike FSA’s, HSA account …

Nothing good can come from a payday loan.
According to new research from Pew, the average payday loan borrower must pay back $400 within two weeks, but can only afford a $50 payment. What comes next? …

We recently covered opening a custodial IRA for a minor. I’m a big fan of the Roth variety when it comes to custodial IRA’s – gifts or contributions are post-tax anyways, and it eliminates tax …

One of the most enlightening and beneficial personal finance exercises one can complete is to calculate your average monthly budget.
I say “monthly budget”, but for the purposes of this post, monthly budget is synonymous with …