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Article Archive for October 2012

6 Open Enrollment Season Must-Do’s
Tue, 10/30/12 | 10 Comments
6 Open Enrollment Season Must-Do’s

What is Open Enrollment?
November is open enrollment season (a.k.a. “annual enrollment” or simply “open season”) – an important time of the year for employees to review their benefit elections.
Open enrollment usually rolls around just once …

2013 Traditional & Roth IRA Maximum Contribution Limits Increase for First Time in Years
Tue, 10/23/12 | 21 Comments
2013 Traditional & Roth IRA Maximum Contribution Limits Increase for First Time in Years

Update: the 2016 maximum IRA contributions have since been released if you are looking for current information. You can also find the the 2011, 2012, 2014, and 2015 maximums at those links.
Last week I noted …

The 2 Things Everyone should do to Lower Heating Costs this Winter
Mon, 10/22/12 | 18 Comments
The 2 Things Everyone should do to Lower Heating Costs this Winter

Fall is my favorite time of year.
Michigan’s fall climate brings vivid changing colors, crisp cool mornings, and a reprieve from the muggy-swamp-ass-humid summer months. That’s “Pure Michigan”.
But one thing I don’t love is the ensuing …

2013 Maximum 401K Contribution Increased
Thu, 10/18/12 | 41 Comments
2013 Maximum 401K Contribution Increased

Update: the 2014, 2015, and 2016 401K maximum contribution amounts have been released since this post was written. What follows is for 2013.

The IRS 2013 401K maximum was officially announced, and just like last year, there’s an …

Why Eyeglasses are so Expensive & how you can Pay Less
Tue, 10/16/12 | 44 Comments
Why Eyeglasses are so Expensive & how you can Pay Less

Ever wonder why eyeglasses are so expensive?
60 Minutes had a really interesting piece on the Italian eyeglass manufacturer, Luxottica that helps explain why.
Luxottica manufactures just about every designer eyeglass brand in the market – Gucci, …

Interest Rates: APR vs. APY
Wed, 10/10/12 | 6 Comments
Interest Rates: APR vs. APY

When comparing interest rates that a bank offers on a mortgage, home equity line of credit, car loan, credit card, certificate of deposit, or savings account, it’s important to know exactly what rate you are …


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