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Article Archive for August 2011

What is your Personal Savings Rate?
Tue, 08/30/11 | 31 Comments
What is your Personal Savings Rate?

The average U.S. personal saving rate (as a percentage of income) over the last few years has hovered around 5%. But what goes in to the BEA‘s (U.S. Bureau of Economic Analysis) personal savings rate …

How to Negotiate a Lower Comcast Bill
Sat, 08/27/11 | 166 Comments
How to Negotiate a Lower Comcast Bill

Comcast had thrown me for a bit of a loop lately. The live-chat method had always worked for me in getting discounts and promotions on Comcast services, but lately they’ve been sticklers.
I had written a …

What is an ETF?
Tue, 08/23/11 | 3 Comments
What is an ETF?

In talking to first-time or newer investors who are looking to invest money outside of a 401K, the discussion often goes something like this:
Newbie: “What are some good stocks or funds I should invest in?”
Me: …

12 Garage Sale Tips to Increase Traffic & Sales
Mon, 08/22/11 | 3 Comments
12 Garage Sale Tips to Increase Traffic & Sales

I just wrapped up the second garage sale I’ve ever done.
I made over $200, getting rid of clutter that I had zero use for. I was able to sell the 5 sale items that were …

Emergency Savings: is 6 Months Still Enough?
Wed, 08/17/11 | 24 Comments
Emergency Savings: is 6 Months Still Enough?

I was perusing unemployment duration data on the BLS website recently (yes, this is what personal finance bloggers do) and noticed that in early 2015 and the average duration of unemployment is still around 33 …

Why Our Politics are Broken: Political Ad Money & How to Fix it
Tue, 08/16/11 | 5 Comments
Why Our Politics are Broken: Political Ad Money & How to Fix it

If this past month has shown us anything, it’s that the U.S. political climate is toxic, cancerous, deceitful, arrogant, and all around dysfunctional.
The result of this lunacy is that our nation’s debt is climbing, our …


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