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Article Archive for August 2011

What is your Personal Savings Rate? (reader poll)
Tue, 08/30/11 | 30 Comments
What is your Personal Savings Rate? (reader poll)

The average U.S. personal saving rate (as a percentage of income) over the last few years has hovered around 5%. But what goes in to the BEA‘s (U.S. Bureau of Economic Analysis) personal savings rate …

How to Negotiate a Lower Comcast Bill
Sat, 08/27/11 | 80 Comments
How to Negotiate a Lower Comcast Bill

Comcast had thrown me for a bit of a loop lately. The live-chat method had always worked for me in getting discounts and promotions on Comcast services, but lately they’ve been sticklers.
I had written a …

The Chinese Housing Crisis that will Send the World into a Great Depression
Wed, 08/24/11 | 9 Comments
The Chinese Housing Crisis that will Send the World into a Great Depression

Last month, we learned about the eery phenomenon of Chinese ghost towns – gigantic cities and universities built by the Chinese government to hit inflated GDP growth targets (kind of like a sales rep who spends more …

What is an ETF?
Tue, 08/23/11 | 3 Comments
What is an ETF?

In talking to first-time or newer investors who are looking to invest money outside of a 401K, the discussion often goes something like this:
Newbie: “What are some good stocks or funds I should invest in?”
Me: …

12 Garage Sale Tips to Increase Traffic & Sales
Mon, 08/22/11 | 3 Comments
12 Garage Sale Tips to Increase Traffic & Sales

I just wrapped up the second garage sale I’ve ever done.
I made over $200, getting rid of clutter that I had zero use for. I was able to sell the 5 sale items that were …

Emergency Savings: is 6 Months Still Enough?
Wed, 08/17/11 | 24 Comments
Emergency Savings: is 6 Months Still Enough?

I was perusing unemployment duration data on the BLS website recently (yes, this is what personal finance bloggers do) and noticed that in the month of July, the average duration of unemployment was up to …


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