Visualeconomics.com recently posted a visual display of the U.S. Bureau of Labor Statistics report that shows where each U.S. household spends their money. Sadly, but not surprisingly, an amazing 51.7% of $49,638 in annual expenses …

401K Employer Maximum Contributions
I’d like to clear up a very common 401K misconception surrounding maximum contribution limits.
Question: The IRS maximum 401K contribution limit for 2013 is $17,500. But what exactly does this mean? Does this …

The Tour de France has sucked me in over the last few weeks. Yeah, I know, “just guys riding bikes” – I’ve heard it many times before as I keep coming up empty trying to …

Whether you’ve graduated recently or you’re thinking about going back to school, there are some appealing rate cuts that you could take advantage of. This is potentially a great opportunity to strategically slice your interest …

Not all of us are lucky enough to come across a windfall in our lives – be it lottery winnings, a lot of luck in investing, a huge inheritance, or some other method. But just …

Bad Personal Finances
Most of the advice you’ll find on 20somethingfinance is geared towards best practices when it comes to your personal finances. Not this one, my friends. Through personal experience and witnessing worst practices from …